Personal loans in Bartlett, NE
The Census counts 106 people in Bartlett, the 411th-largest figure among Nebraska's 527 places. Bartlett is a small community in Nebraska, with an estimated 106 residents, and every licensed lender here follows the same state rulebook.
Bartlett shed about 0.9% of its population between the 2020 base and the 2023 estimate. Pull your credit reports and line up at least three offers before you apply from Bartlett. State law, not city hall, decides what a lender may do to Bartlett's roughly 106 residents, and a state regulator supervises it. The nearest larger metro is Spalding, NE about 17 miles away.
Local context for Bartlett
Bartlett is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 106, ranked 411th of 527 places in Nebraska (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 0.9% fewer residents than the 2020 Census counted.
- Net change: roughly 1 fewer people than the 2020 Census counted.
- Size percentile: roughly 22% of Nebraska's places have fewer residents than Bartlett's 106.
- Population density: 746 people per square mile on 0.1 square miles of land.
- By land area: Bartlett ranks 475th among Nebraska's 527 places, at 0.1 sq mi.
- State population share: Bartlett accounts for about 0.0% of everyone in Nebraska.
- National standing: Bartlett ranks 18,029th of 19,457 US places.
- Growth rank: Bartlett's 2020-to-2023 change ranks 270th of 527 places in Nebraska.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Bartlett's 0.9%.
- Density in Nebraska: Bartlett ranks 298th by people per square mile.
- Density vs Nebraska: Bartlett's 746 people per square mile compare with a state median of 830.
- Location: 41.8839 / -98.5526, per the US Census Bureau Gazetteer.
- Nearest larger cities: Spalding (17 mi); Greeley Center (23 mi); Chambers (24 mi); Petersburg (24 mi); Elgin (25 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Ericson (10 mi); Primrose (24 mi); Elyria (27 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 10 smaller Census places.
- Larger places within 100 miles: 187.
Bartlett against the rest of Nebraska
Against Nebraska's other places, Bartlett accounts for about 0.0% of the state's population and ranks 411th of 527 by size. On the 2020-to-2023 trend, Bartlett stands 270th among Nebraska's 527 places — roughly the 49th percentile. By density, at about 746 people per square mile, it ranks 298th in Nebraska. Within 50 miles sit 10 smaller Census places, alongside the 37 that are larger.
What a Bartlett borrower is actually offered
Bartlett is a small community of about 106 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Bartlett loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Bartlett loan is knowable in advance — unlike a revolving card balance.
Nebraska consumer-lending rules applied in Bartlett
Every row below records a Nebraska rule, its publisher and its retrieval date — the same rules a Bartlett lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Bartlett on the map
Bartlett's land area is roughly 0.1 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 746 people per square mile. For the state's biggest city, Omaha, the distance is roughly 136 miles. Bartlett has 37 larger places within a 50-mile radius. By land area it ranks 475th of 527 Nebraska places.
The Bartlett borrowing checklist
Complete these steps first when you borrow in Bartlett (106 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Nebraska regulator's licence records before you sign.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
None of these steps is Bartlett-specific: the same Nebraska licensing and disclosure rules reach all 106 residents.
Common questions
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Does comparing loans in Bartlett cost me credit score points?
Nearby places
- Ericson, NE — population 89
- Spalding, NE — population 425
- Greeley Center, NE — population 403
- Chambers, NE — population 286
- Primrose, NE — population 57
- Ewing, NE — population 376
- Scotia, NE — population 297
- North Loup, NE — population 247