Personal loans in Bartlesville, OK

When Oklahoma caps or restricts a product, lenders either change the terms or withdraw it from Bartlesville as from the rest of the state. With 38,114 residents, Bartlesville outranks about 98% of the communities in Oklahoma. Use the calculator on this page to price an amount and term before you commit in Bartlesville. A 2020-to-2023 comparison shows Bartlesville up by about 2.2%. A larger market lies at Owasso, OK about 32 miles away.

Bartlesville by the numbers

Read the local figures below as context; read the sourced Oklahoma table as the rulebook a lender here must follow.

• Population: about 38,114 people live here, which puts Bartlesville 12th of 590 Census places in Oklahoma (Vintage 2023).
• Population trend: About 2.2% above the 2020 Census base.
• Absolute change: 838 residents added between 2020 and 2023.
• Size percentile: with 38,114 residents, Bartlesville is larger than about 98% of Oklahoma's Census places.
• Density: roughly 1,690 residents per square mile, spread over 22.6 sq mi of land.
• By land area: Bartlesville ranks 36th among Oklahoma's 590 places, at 22.6 sq mi.
• Water: Bartlesville holds about 0.03 square miles, the 147th-largest water area in Oklahoma.
• State share: roughly 1.2% of Oklahoma's residents live in Bartlesville (38,114 people).
• Nationally: Bartlesville is the 1,052nd-largest of 19,457 Census places in the dataset.
• Growth rank: Bartlesville's 2020-to-2023 change ranks 170th of 590 places in Oklahoma.
• State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Bartlesville's 2.2%.
• Density in Oklahoma: Bartlesville ranks 20th by people per square mile.
• Density vs Oklahoma: Bartlesville's 1,690 people per square mile compare with a state median of 546.
• Location: 36.7377, -95.9485 (US Census Bureau Gazetteer).
• Nearest larger cities: Owasso (32 mi); Tulsa (42 mi); Broken Arrow (49 mi); Stillwater (75 mi); Joplin (83 mi). Living near a larger metro rarely changes what is available in Bartlesville.
• Nearest smaller places: Dewey (4 mi); Ochelata (9 mi); Copan (11 mi).
• Within a 50-mile radius: 77 smaller Census places.
• At 100 miles: 6 larger Census places fall inside that radius.

What is available to Bartlesville borrowers

Bartlesville is a moderately settled community of about 38,114 people, with 3 larger places inside a 50-mile radius. Lenders licensed in Oklahoma reach Bartlesville's 38,114 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Owasso, OK about 32 miles away.

Where Bartlesville sits

Bartlesville covers about 22.6 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 1,690 people per square mile. For the state's biggest city, Oklahoma City, the distance is roughly 124 miles. Counting outward 50 miles, 3 larger communities surround Bartlesville. The 100-mile radius contains 6 larger places.

The anatomy of a Bartlesville personal loan

In Bartlesville, a smaller city of about 38,114, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Bartlesville's 38,114 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Bartlesville decides the split between a comfortable payment and the total interest you pay.

How Oklahoma law applies in Bartlesville

When Oklahoma does not publish a figure, the row links to the source instead of inventing a number; Bartlesville is bound by the same rules.

Bartlesville against the rest of Oklahoma

Among Oklahoma's 590 places, Bartlesville sits at 12th for population, a share of roughly 1.2% of the state. For population change between 2020 and 2023, Bartlesville ranks 170th of 590 in Oklahoma (about the 71th percentile). Its roughly 1,690 residents per square mile place it 20th among Oklahoma's places. By land area, its 22.6 square miles rank 36th of 590 places in Oklahoma.