Personal loans in Barbourmeade, KY
Population in Barbourmeade dropped about 1.2% over the three years from 2020 to 2023. Barbourmeade is home to roughly 1,204 people and stands 186th by size out of 416 Census places in Kentucky.
Barbourmeade, Kentucky — home to about 1,204 people — is a small community, so the terms you are offered follow Kentucky law rather than any local rule. Judge Barbourmeade offers on total cost, not on how quickly the money arrives. Consumer lending that reaches Barbourmeade's 1,204 residents is governed by Kentucky statute; no city ordinance changes it. The next larger city is Graymoor-Devondale, KY about 2 miles away.
Barbourmeade: the sourced local profile
Only a few things actually differ by place — population, area, location, and the Kentucky rules a lender must follow — and they are below.
- Population: 1,204 — Barbourmeade ranks 186th of 416 communities in Kentucky (US Census Bureau, Vintage 2023).
- Population trend: Down about 1.2% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 15 fewer since the 2020 base.
- Size percentile: bigger than about 55% of the places in Kentucky, with 1,204 residents in Barbourmeade.
- Land and density: 0.4 square miles of land carry roughly 3,048 residents per square mile.
- Land area rank: Barbourmeade's 0.4 square miles rank 299th of 416 places in Kentucky.
- Within Kentucky: about 0.1% of the state's population lives in Barbourmeade.
- National rank: Barbourmeade is 9,531st of 19,457 places nationwide.
- Growth rank: Barbourmeade's 2020-to-2023 change ranks 277th of 416 places in Kentucky.
- Against the state trend: Barbourmeade's 1.2% change compares with a Kentucky average of -0.2% across its 416 places.
- Density rank: Barbourmeade is the 68th most densely settled place in Kentucky.
- Density vs Kentucky: Barbourmeade's 3,048 people per square mile compare with a state median of 1,045.
- Location: the Census Gazetteer records it at 38.2986, -85.6009.
- Nearest larger cities: Graymoor-Devondale (2 mi); Lyndon (3 mi); Windy Hills (3 mi); Beechwood Village (3 mi); Prospect (3 mi). Larger metros often have more branches, but online lenders reach Barbourmeade on the same terms.
- Smaller communities close by: Spring Valley (1 mi); Brownsboro Farm (1 mi); Manor Creek (1 mi), each with its own Census population profile.
- Smaller neighbours: 112 places smaller than Barbourmeade sit within 50 miles.
- Larger places within 100 miles: 238.
Barbourmeade on the map
Barbourmeade's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. With 1,204 residents, the land area yields roughly 3,048 people per square mile. The state's population centre of gravity, Lexington-Fayette, is roughly 65 miles away. A 50-mile radius around Barbourmeade takes in 63 places that are larger. The 100-mile radius contains 238 larger places.
The anatomy of a Barbourmeade personal loan
In Barbourmeade, a small community of about 1,204, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Barbourmeade's rank of 186th in Kentucky: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Barbourmeade loan is knowable in advance — unlike a revolving card balance.
Getting a loan in Barbourmeade
Barbourmeade is a fairly dense community of about 1,204 people, with 63 larger places inside a 50-mile radius. Distance to a branch rarely matters for Barbourmeade's 1,204 residents: the application is online and the price follows your credit file. The nearest larger city, Graymoor-Devondale, KY about 2 miles away.
Barbourmeade in state context
Among Kentucky's 416 places, Barbourmeade sits at 186th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Barbourmeade stands 277th among Kentucky's 416 places — roughly the 33th percentile. By density, at about 3,048 people per square mile, it ranks 68th in Kentucky. The population moved by about 15 people between 2020 and 2023, a 1.2% shift.
What Kentucky law requires in Barbourmeade
When Kentucky does not publish a figure, the row links to the source instead of inventing a number; Barbourmeade is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Up to 19% per annum, or 4% over the 90-day commercial-paper discount rate, whichever is less (by written agreement) Source says: "At a per annum rate not to exceed four percent (4%) in excess of the discount rate on ninety (90) day commercial paper ... or nineteen percent (19%), whichever is less". | Kentucky Legislative Research Commission (Kentucky Revised Statutes) as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred deposit service business; payday loans) Source says: "The Kentucky Department of Financial Institutions (DFI) has secured the services of Veritec Solutions, LLC to provide a common database with real-time access for deferred deposit transactions". | Kentucky Department of Financial Institutions as of 2026-09-16 |
Common questions
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Nearby places
- Brownsboro Farm, KY — population 635
- Spring Valley, KY — population 667
- Goose Creek, KY — population 295
- Manor Creek, KY — population 237
- Murray Hill, KY — population 562
- Old Brownsboro Place, KY — population 370
- Bancroft, KY — population 498
- Broeck Pointe, KY — population 244