Personal loans in Murray Hill, KY
Murray Hill is a small community of about 562 residents, and a personal loan taken out here is governed by Kentucky statute. At about 562 residents, Murray Hill is larger than roughly 31% of the places in Kentucky.
A 2020-to-2023 comparison shows Murray Hill down by about 0.9%. If debt is already a strain, a nonprofit credit counsellor can help Murray Hill residents before they take on more. The closest larger place is Langdon Place, KY about 0 miles away. Lenders active in Murray Hill report to a Kentucky supervisor, identified in the sourced rows below.
Murray Hill by the numbers
Two layers matter for a Murray Hill borrower: the local population picture and Kentucky's consumer-lending statutes.
- Population: 562 residents; Murray Hill is the 286th-largest of 416 places in Kentucky (US Census Bureau, Vintage 2023).
- Population trend: About 0.9% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 5 residents.
- Size percentile: about 31% of Kentucky communities are smaller than Murray Hill (562 residents).
- Density: roughly 4,258 residents per square mile, spread over 0.1 sq mi of land.
- By land area: Murray Hill ranks 375th among Kentucky's 416 places, at 0.1 sq mi.
- Share of Kentucky: Murray Hill holds about 0.0% of the state's population, some 562 people.
- Nationally: Murray Hill is the 12,689th-largest of 19,457 Census places in the dataset.
- Growth rank: Murray Hill ranks 230th among Kentucky's 416 places for the 2020-to-2023 change.
- Versus Kentucky: the state average change is -0.2%, while Murray Hill moved 0.9%.
- Density rank: Murray Hill is the 35th most densely settled place in Kentucky.
- Density vs Kentucky: Murray Hill's 4,258 people per square mile compare with a state median of 1,045.
- Location: the Census Gazetteer records it at 38.2909, -85.5876.
- Nearest larger cities: Langdon Place (0 mi); Plantation (1 mi); Rolling Hills (1 mi); Westwood (1 mi); Barbourmeade (1 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Goose Creek (0 mi); Broeck Pointe (0 mi); Manor Creek (0 mi).
- Within a 50-mile radius: 69 smaller Census places.
- Larger places within 100 miles: 333.
Lender access in Murray Hill
At roughly 4,258 people per square mile, Murray Hill is fairly dense; 107 larger places lie within 50 miles. What is available to Murray Hill's 562 borrowers is set by Kentucky licensing and your own credit, not by how many branches are nearby. The nearest larger city, Langdon Place, KY about 0 miles away.
The geography behind Murray Hill
Murray Hill covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 4,258 residents per square mile. The largest place in Kentucky, Lexington-Fayette, lies about 64 miles away. Murray Hill has 107 larger places within a 50-mile radius. By land area it ranks 375th of 416 Kentucky places.
Murray Hill's place among Kentucky's 416 places
Set beside Kentucky's 416 places, Murray Hill ranks 286th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 230th of 416 Kentucky places, putting it near the 45th percentile for growth. At about 4,258 people per square mile, Murray Hill is the 35th most densely settled place in Kentucky. Within 50 miles sit 69 smaller Census places, alongside the 107 that are larger.
The Kentucky lending rules that reach Murray Hill
Read the table as a lender's compliance picture for Murray Hill: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (KRS Chapter 286.4) Source says: "How to License a Consumer Loan Company: 1. Read KRS 286.4 and the applicable administrative regulations under KAR 808, Chapter 6". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Consumer Loan Company license — statutory basis | License required from the commissioner to make loans at a greater rate of interest than otherwise permitted by law Source says: "No person shall, without first obtaining a license from the commissioner, engage in the business of making loans ... at a greater rate of interest". | Kentucky Legislative Research Commission (Kentucky Revised Statutes) as of 2026-09-16 |
How a Murray Hill personal loan is priced
A Murray Hill personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 562 residents. The APR tracks your credit score rather than Murray Hill's rank of 286th in Kentucky: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Murray Hill decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Goose Creek, KY — population 295
- Langdon Place, KY — population 864
- Broeck Pointe, KY — population 244
- Manor Creek, KY — population 237
- Plantation, KY — population 817
- Ten Broeck, KY — population 92
- Westwood, KY — population 567
- Rolling Hills, KY — population 923