Personal loans in Bairoil, WY

A single loan can carry different costs on either side of a state line, and Bairoil sits on the Wyoming side of that line. Bairoil ranks 94th of 99 places in Wyoming, with a population near 66. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Bairoil loan. Census figures put the 2020-to-2023 decrease in Bairoil at about 2.9%. The next larger city is Rawlins, WY about 36 miles away.

The Bairoil data picture

Set out below is Bairoil's local context next to the state-level rules that reach every lender here.

• Population: an estimated 66 residents, 94th of 99 places in Wyoming (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 2.9%.
• Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
• Size percentile: roughly 5% of Wyoming's places have fewer residents than Bairoil's 66.
• Density: roughly 47 residents per square mile, spread over 1.4 sq mi of land.
• By land area: Bairoil ranks 54th among Wyoming's 99 places, at 1.4 sq mi.
• Share of Wyoming: Bairoil holds about 0.0% of the state's population, some 66 people.
• National standing: Bairoil ranks 18,720th of 19,457 US places.
• Growth rank: Bairoil's 2020-to-2023 change ranks 92nd of 99 places in Wyoming.
• State comparison: Wyoming's places average +1.7% for 2020-to-2023, against Bairoil's 2.9%.
• Density rank: Bairoil places 96th among Wyoming's places by people per square mile.
• Against the state median: Bairoil runs about 47 residents per square mile, where the Wyoming median is 699.
• Location: the Census Gazetteer records it at 42.2372, -107.5610.
• Nearest larger cities: Rawlins (36 mi); Sinclair (39 mi); Wamsutter (45 mi); Hanna (57 mi); Saratoga (67 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities close by: Riverside (81 mi), each with its own Census population profile.
• Smaller neighbours: 0 places smaller than Bairoil sit within 50 miles.
• At 100 miles: 24 larger Census places fall inside that radius.

Which Wyoming laws govern a loan in Bairoil

Wyoming has no separate rate rule for Bairoil; the sourced rows below are what reach every lender that serves its 66 people.

How Bairoil compares across Wyoming

Within Wyoming, Bairoil holds roughly 0.0% of all residents, the 94th-largest share among 99 places. Its 2020-to-2023 change ranks 92nd of 99 Wyoming places, putting it near the 7th percentile for growth. Its roughly 47 residents per square mile place it 96th among Wyoming's places. Within 50 miles sit 0 smaller Census places, alongside the 3 that are larger.

Getting a loan in Bairoil

Bairoil is sparsely settled, with about 47 people per square mile and 3 larger places within 50 miles. A Wyoming licence lets a lender serve Bairoil without a local office, so branch density does not change what its 66 residents are offered. The nearest larger city, Rawlins, WY about 36 miles away.

Land, water and location for Bairoil

The Census Gazetteer records about 1.4 square miles of land within Bairoil, with no significant water area listed. The resulting density is about 47 people per square mile. The largest place in Wyoming, Cheyenne, lies about 162 miles away. Counting outward 50 miles, 3 larger communities surround Bairoil. By land area it ranks 54th of 99 Wyoming places.

What a Bairoil borrower is actually offered

In Bairoil, a small community of about 66, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Bairoil. Because the payment is fixed, the total cost of a Bairoil loan is knowable in advance — unlike a revolving card balance.