Personal loans in Audubon, IA

A lender serving Audubon holds a Iowa licence and answers to a Iowa regulator; no city office is involved for its 1,999 residents. By population, Audubon sits at 167th in Iowa, with an estimated 1,999 residents. Census figures put the 2020-to-2023 decrease in Audubon at about 2.9%. Begin with the payment, then weigh APR and total interest across the lenders that reach Audubon's 1,999 residents. The next larger city is Harlan, IA about 21 miles away.

Where Audubon stands

Audubon is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 1,999 people, a figure that places Audubon 167th among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: About 2.9% below the 2020 Census base.
• Absolute change: 59 residents lost between 2020 and 2023.
• Size percentile: about 82% of Iowa communities are smaller than Audubon (1,999 residents).
• Population density: 1,034 people per square mile on 1.9 square miles of land.
• Land area rank: Audubon's 1.9 square miles rank 207th of 940 places in Iowa.
• Share of Iowa: Audubon holds about 0.1% of the state's population, some 1,999 people.
• National standing: Audubon ranks 7,629th of 19,457 US places.
• Growth rank: Audubon's 2020-to-2023 change ranks 797th of 940 places in Iowa.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Audubon's 2.9%.
• Density in Iowa: Audubon ranks 254th by people per square mile.
• Density vs Iowa: Audubon's 1,034 people per square mile compare with a state median of 672.
• Location: coordinates 41.7180, -94.9284 (US Census Bureau Gazetteer).
• Nearest larger cities: Harlan (21 mi); Atlantic (23 mi); Carroll (25 mi); Denison (30 mi); Jefferson (35 mi). Larger metros often have more branches, but online lenders reach Audubon on the same terms.
• Smaller places close by: Gray (9 mi); Exira (9 mi); Kimballton (10 mi).
• Smaller places within 50 miles: 109 of them.
• Within 100 miles: 81 places are larger than Audubon.

Iowa consumer-lending rules applied in Audubon

These are Iowa's sourced lending facts as they reach Audubon's 1,999 residents; the state has no city-level rate rule.

How Audubon compares across Iowa

Against Iowa's other places, Audubon accounts for about 0.1% of the state's population and ranks 167th of 940 by size. For population change between 2020 and 2023, Audubon ranks 797th of 940 in Iowa (about the 15th percentile). At about 1,034 people per square mile, Audubon is the 254th most densely settled place in Iowa. By land area, its 1.9 square miles rank 207th of 940 places in Iowa.

Where Audubon sits

The Census Gazetteer records about 1.9 square miles of land within Audubon, with no significant water area listed. With 1,999 residents, the land area yields roughly 1,034 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 69 miles. A 50-mile radius around Audubon takes in 10 places that are larger. The 100-mile radius contains 81 larger places.

Lender access in Audubon

At roughly 1,034 people per square mile, Audubon is moderately settled; 10 larger places lie within 50 miles. What is available to Audubon's 1,999 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest larger city, Harlan, IA about 21 miles away.

A pre-application checklist for Audubon

Before you hand your details to a lender in Audubon, where the population is near 1,999:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Iowa regulator's licence list.
5. Decide the purpose and how you will repay it before approaching any lender.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

None of these steps is Audubon-specific: the same Iowa licensing and disclosure rules reach all 1,999 residents.