Personal loans in Manning, IA
The first question in Manning is not the rate on offer but whether the payment fits; about 1,416 people live here under Iowa lending law. With an estimated 1,416 residents, Manning is the 216th-largest of 940 places in Iowa.
Census figures put the 2020-to-2023 decrease in Manning at about 2.6%. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Manning's 1,416 residents. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Manning loan. The closest larger place is Audubon, IA about 15 miles away.
Manning: population, trend and location
Read the local figures below as context; read the sourced Iowa table as the rulebook a lender here must follow.
- Population: a Census-estimated 1,416, 216th among Iowa's 940 places (Vintage 2023).
- Population trend: A loss of roughly 2.6% between 2020 and 2023.
- Absolute change: 38 residents lost between 2020 and 2023.
- Size percentile: bigger than about 77% of the places in Iowa, with 1,416 residents in Manning.
- Land and density: 2.5 square miles of land carry roughly 572 residents per square mile.
- Land area: Manning covers 2.5 square miles, the 161st-largest area among Iowa's 940 places.
- State population share: Manning accounts for about 0.1% of everyone in Iowa.
- National standing: Manning ranks 8,907th of 19,457 US places.
- Growth rank: Manning ranks 759th among Iowa's 940 places for the 2020-to-2023 change.
- State comparison: Iowa's places average -0.7% for 2020-to-2023, against Manning's 2.6%.
- Density rank: Manning places 540th among Iowa's places by people per square mile.
- Density in context: Manning's 572 people per square mile sit against a Iowa median of 672.
- Location: the Census Gazetteer records it at 41.9096, -95.0644.
- Nearest larger cities: Audubon (15 mi); Carroll (15 mi); Denison (17 mi); Harlan (22 mi); Lake City (30 mi). Lenders licensed in the state serve Manning whether or not they keep a local branch.
- Nearest smaller towns: Aspinwall (4 mi); Gray (6 mi); Templeton (6 mi).
- Smaller neighbours: 107 places smaller than Manning sit within 50 miles.
- Within 100 miles: 113 places are larger than Manning.
How a Manning personal loan is priced
A Manning personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,416 residents. Two numbers drive a Manning loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Manning loan is knowable in advance — unlike a revolving card balance.
Lender access in Manning
Manning is a moderately settled community of about 1,416 people, with 17 larger places inside a 50-mile radius. A Iowa licence lets a lender serve Manning without a local office, so branch density does not change what its 1,416 residents are offered. The nearest larger city, Audubon, IA about 15 miles away.
How Iowa law applies in Manning
Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Manning lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Where Manning sits
Manning covers about 2.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 572 people per square mile. Des Moines, the largest place in Iowa, is about 79 miles from Manning. A 50-mile radius around Manning takes in 17 places that are larger. By land area it ranks 161st of 940 Iowa places.
Where Manning sits in Iowa
Set beside Iowa's 940 places, Manning ranks 216th by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Manning stands 759th among Iowa's 940 places — roughly the 19th percentile. By density, at about 572 people per square mile, it ranks 540th in Iowa. Between 2020 and 2023 the count changed by roughly 38 residents.
Common questions
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Nearby places
- Aspinwall, IA — population 34
- Gray, IA — population 61
- Templeton, IA — population 341
- Halbur, IA — population 268
- Westside, IA — population 277
- Manilla, IA — population 742
- Arcadia, IA — population 578
- Irwin, IA — population 320