Personal loans in Akron, CO

Akron gained roughly 0.3% in population across the 2020-to-2023 comparison. With 1,772 residents, Akron outranks about 54% of the communities in Colorado.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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In Akron, one of 270 Census places in Colorado, the figure to compare across lenders is the APR, not the advertised rate. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Akron loan. State law, not city hall, decides what a lender may do to Akron's roughly 1,772 residents, and a state regulator supervises it. The closest larger place is Brush, CO about 23 miles away.

What the Census records for Akron

The figures below are Akron's own — Census population, land area and coordinates — followed by the Colorado rules.

Population: 1,772 — Akron ranks 123rd of 270 communities in Colorado (US Census Bureau, Vintage 2023).
Population trend: About 0.3% above the 2020 Census base.
Net change: roughly 5 more people than the 2020 Census counted.
Size percentile: Akron's 1,772 people outrank roughly 54% of the places in Colorado.
Density: the Census land area of 2.8 sq mi holds about 639 people per square mile.
By land area: Akron ranks 109th among Colorado's 270 places, at 2.8 sq mi.
State population share: Akron accounts for about 0.0% of everyone in Colorado.
Nationally: Akron is the 8,068th-largest of 19,457 Census places in the dataset.
Growth rank: Akron ranks 114th among Colorado's 270 places for the 2020-to-2023 change.
State comparison: Colorado's places average +2.3% for 2020-to-2023, against Akron's 0.3%.
Density rank: Akron is the 198th most densely settled place in Colorado.
Against the state median: Akron runs about 639 residents per square mile, where the Colorado median is 1,126.
Location: 40.1635 / -103.2203, per the US Census Bureau Gazetteer.
Nearest larger cities: Brush (23 mi); Yuma (27 mi); Fort Morgan (31 mi); Sterling (32 mi); Wiggins (45 mi). Living near a larger metro rarely changes what is available in Akron.
Smaller places close by: Otis (14 mi); Hillrose (19 mi); Merino (23 mi).
Within a 50-mile radius: 9 smaller Census places.
At 100 miles: 52 larger Census places fall inside that radius.

How Akron compares across Colorado

Within Colorado, Akron holds roughly 0.0% of all residents, the 123rd-largest share among 270 places. For population change between 2020 and 2023, Akron ranks 114th of 270 in Colorado (about the 58th percentile). Its roughly 639 residents per square mile place it 198th among Colorado's places. Within 50 miles sit 9 smaller Census places, alongside the 5 that are larger.

Lender access in Akron

With about 639 residents per square mile, Akron is moderately settled, and 5 larger Census places sit within 50 miles. What is available to Akron's 1,772 borrowers is set by Colorado licensing and your own credit, not by how many branches are nearby. The nearest larger city, Brush, CO about 23 miles away.

Colorado rules behind a Akron personal loan

Colorado has no separate rate rule for Akron; the sourced rows below are what reach every lender that serves its 1,772 people.

Rule	Detail	Source
State lending regulator	Colorado Attorney General's Office — Consumer Credit Unit (Administrator of the Uniform Consumer Credit Code) Source says: "The Consumer Credit Unit regulates (through licensure/registration programs) companies and individuals involved in consumer lending"; it "licenses non-bank lenders such as finance companies and payday lenders".	Colorado Attorney General — Consumer Protection Section as of 2026-09-16
Small-loan / installment lender licensing	Supervised lender license required from the UCCC Administrator (master license required for more than one place of business); deferred deposit lenders must hold a supervised lender's license Source says: "if a supervised lender has more than one place of business, they must obtain a master license"; "no person shall engage in the business of deferred deposit loans without having first obtained a supervised lender's license" (C.R.S. § 5-3.1-116).	Colorado Attorney General — Uniform Consumer Credit Code licensing as of 2026-09-16
Maximum legal interest rate (usury cap)	UCCC finance-charge ceilings: 12% per year on non-supervised consumer loans; supervised loans 36% on the first $1,000, 21% on $1,000–$3,000, 15% above $3,000 (or 21% flat); 21% on revolving accounts Source says: "not exceeding twelve percent per year on the unpaid balance of the amount financed"; "Thirty-six percent per year on that part of the unpaid balances of the amount financed that is one thousand dollars or less"; "Twenty-one percent per year on the unpaid balances of the amount financed".	Colorado General Assembly — C.R.S. § 5-2-201 (Colorado Revised Statutes 2024, Title 5) as of 2026-09-16

Steps to take before a Akron loan

Before you apply in Akron, a community of about 1,772, work through these steps:

Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
Model the payment on the calculator before a lender models it for you.
Shop at least three lenders and judge them on APR and total cost.
Check the Colorado regulator's records to confirm the lender is licensed here.
Write down the purpose of the loan and your repayment plan before you apply.
If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
Check the disclosure for fees that raise the true cost above the quoted rate.

In Akron as elsewhere in Colorado, the written terms — not the advertisement — are what count for its 1,772 residents.

The geography behind Akron

Inside Akron's boundaries lie about 2.8 square miles of land, with no significant water area recorded. Spread across it are roughly 639 residents per square mile. The state's population centre of gravity, Denver, is roughly 92 miles away. A 50-mile radius around Akron takes in 5 places that are larger. Within the same 50 miles lie 9 smaller Census places.

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Common questions

What are my options in Akron if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Akron is the same as anywhere in Colorado.

What loan size can I expect in Akron?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Akron?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Akron cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Otis, CO — population 521
Hillrose, CO — population 309
Merino, CO — population 282
Brush, CO — population 5,268
Sterling, CO — population 12,954
Yuma, CO — population 3,401
Fort Morgan, CO — population 11,564
Iliff, CO — population 241