Personal loans in Iliff, CO

Iliff, Colorado — home to about 241 people — is a small community, so the terms you are offered follow Colorado law rather than any local rule. At about 241 residents, Iliff is larger than roughly 15% of the places in Colorado. Iliff lost roughly 2.0% of its population across the 2020-to-2023 comparison. If debt is already a strain, a nonprofit credit counsellor can help Iliff residents before they take on more. The nearest larger metro is Sterling, CO about 12 miles away.

Borrowing in Iliff: the local picture

The figures below are Iliff's own — Census population, land area and coordinates — followed by the Colorado rules.

• Population: about 241, ranked 230th of 270 places in Colorado (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 2.0% across the 2020-to-2023 comparison.
• People gained or lost: about 5 fewer since the 2020 base.
• Size percentile: roughly 15% of Colorado places rank below Iliff.
• Land and density: 0.2 square miles of land carry roughly 1,262 residents per square mile.
• Land area: Iliff covers 0.2 square miles, the 255th-largest area among Colorado's 270 places.
• Within Colorado: about 0.0% of the state's population lives in Iliff.
• National rank: Iliff is the 15,879th most populous of the 19,457 Census places covered here.
• Growth rank: Iliff ranks 183rd among Colorado's 270 places for the 2020-to-2023 change.
• Against the state trend: Iliff's 2.0% change compares with a Colorado average of +2.3% across its 270 places.
• Density in Colorado: Iliff ranks 111th by people per square mile.
• Density vs Colorado: Iliff's 1,262 people per square mile compare with a state median of 1,126.
• Location: the Census Gazetteer records it at 40.7592, -103.0661.
• Nearest larger cities: Sterling (12 mi); Fleming (13 mi); Haxtun (24 mi); Merino (24 mi); Sidney (26 mi). Living near a larger metro rarely changes what is available in Iliff.
• Smaller places close by: Peetz (14 mi); Crook (15 mi); Sedgwick (31 mi).
• Within a 50-mile radius: 7 smaller Census places.
• Larger places within 100 miles: 64.

What a Iliff borrower is actually offered

Iliff is a small community of about 241 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Iliff loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Iliff decides the split between a comfortable payment and the total interest you pay.

Colorado rules behind a Iliff personal loan

Every row below records a Colorado rule, its publisher and its retrieval date — the same rules a Iliff lender must follow.

How lenders reach Iliff

Iliff is moderately settled, with about 1,262 people per square mile and 18 larger places within 50 miles. A Colorado licence lets a lender serve Iliff without a local office, so branch density does not change what its 241 residents are offered. For a larger market, the closest option is Sterling, CO about 12 miles away.

Before you apply in Iliff

Complete these steps first when you borrow in Iliff (241 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Colorado licence with the regulator named above before committing.
5. Decide the purpose and how you will repay it before approaching any lender.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Look for an origination fee or prepayment penalty in the written disclosure.

The process is identical across Colorado; what changes is your credit file, not the fact that Iliff holds 241 people.

Iliff against the rest of Colorado

Within Colorado, Iliff holds roughly 0.0% of all residents, the 230th-largest share among 270 places. On the 2020-to-2023 trend, Iliff stands 183rd among Colorado's 270 places — roughly the 32th percentile. By density, at about 1,262 people per square mile, it ranks 111th in Colorado. The population moved by about 5 people between 2020 and 2023, a 2.0% shift.