Personal loans in Yucca Valley, CA

A lender serving Yucca Valley holds a California licence and answers to a California regulator; no city office is involved for its 21,664 residents. About 21,664 people live in Yucca Valley, placing it 290th of 482 Census places in California. A 2020-to-2023 comparison shows Yucca Valley down by about 0.3%. Rate-shopping from Yucca Valley costs nothing at pre-qualification, where a soft pull leaves your credit file alone. A larger market lies at Desert Hot Springs, CA about 13 miles away.

The Yucca Valley data picture

Two layers matter for a Yucca Valley borrower: the local population picture and California's consumer-lending statutes.

• Population: about 21,664 people live here, which puts Yucca Valley 290th of 482 Census places in California (Vintage 2023).
• Population trend: A drop of about 0.3% from 2020 to 2023.
• Net change: roughly 76 fewer people than the 2020 Census counted.
• Size percentile: Yucca Valley sits ahead of around 40% of California places, at 21,664 people.
• Population density: about 544 people per square mile (Census land area 39.8 sq mi).
• Land area rank: Yucca Valley's 39.8 square miles rank 46th of 482 places in California.
• State population share: Yucca Valley accounts for about 0.1% of everyone in California.
• National rank: Yucca Valley sits 1,770th by population among the 19,457 places in this dataset.
• Growth rank: Yucca Valley ranks 139th among California's 482 places for the 2020-to-2023 change.
• Against the state trend: Yucca Valley's 0.3% change compares with a California average of -1.3% across its 482 places.
• Density rank: Yucca Valley is the 460th most densely settled place in California.
• Density vs California: Yucca Valley's 544 people per square mile compare with a state median of 3,455.
• Location: mapped by the US Census Bureau at 34.1233, -116.4216.
• Nearest larger cities: Desert Hot Springs (13 mi); Cathedral City (20 mi); Twentynine Palms (20 mi); Palm Springs (23 mi); Palm Desert (27 mi). Living near a larger metro rarely changes what is available in Yucca Valley.
• Smaller communities within reach: Rancho Mirage (25 mi); Big Bear Lake (28 mi); Indian Wells (30 mi).
• Smaller neighbours: 4 places smaller than Yucca Valley sit within 50 miles.
• At 100 miles: 118 larger Census places fall inside that radius.

California consumer-lending rules applied in Yucca Valley

California has no separate rate rule for Yucca Valley; the sourced rows below are what reach every lender that serves its 21,664 people.

How personal loans work in Yucca Valley

Most loans made to Yucca Valley's 21,664 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Yucca Valley's 21,664 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Yucca Valley loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Getting a loan in Yucca Valley

At roughly 544 people per square mile, Yucca Valley is moderately settled; 18 larger places lie within 50 miles. Lenders licensed in California reach Yucca Valley's 21,664 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Desert Hot Springs, CA about 13 miles away.

How Yucca Valley compares across California

Yucca Valley is the 290th-largest of 482 Census places in California and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Yucca Valley stands 139th among California's 482 places — roughly the 71th percentile. At about 544 people per square mile, Yucca Valley is the 460th most densely settled place in California. Within 50 miles sit 4 smaller Census places, alongside the 18 that are larger.

Yucca Valley on the map

Yucca Valley covers about 39.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 544 people per square mile. The state's population centre of gravity, Los Angeles, is roughly 114 miles away. A 50-mile radius around Yucca Valley takes in 18 places that are larger. By land area it ranks 46th of 482 California places.