Personal loans in York Haven, PA

In York Haven, one of 1,013 Census places in Pennsylvania, the figure to compare across lenders is the APR, not the advertised rate.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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For the 690 people in York Haven, Pennsylvania runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. An estimated 690 people make their home in York Haven, a figure that ranks 689th in Pennsylvania. Work out your debt-to-income ratio first; lenders weigh it heavily, and York Haven's 690 residents are no exception. Over 2020 to 2023, York Haven recorded almost no population movement. The closest larger place is Mount Wolf, PA about 3 miles away.

The York Haven data picture

York Haven is a small community; the notes below cover its population profile and the statewide rules that apply.

Population: the Census counts 690 residents in York Haven (Vintage 2023 subcounty estimate), the 689th-largest figure among Pennsylvania's 1,013 places.
Population trend: Stable from the 2020 base to 2023.
Size percentile: about 32% of Pennsylvania's Census places are smaller than York Haven.
Land and density: 0.3 square miles of land carry roughly 2,315 residents per square mile.
Land area rank: York Haven's 0.3 square miles rank 879th of 1,013 places in Pennsylvania.
Water: York Haven holds about 0.03 square miles, the 309th-largest water area in Pennsylvania.
State share: roughly 0.0% of Pennsylvania's residents live in York Haven (690 people).
National standing: York Haven ranks 11,850th of 19,457 US places.
Growth rank: York Haven ranks 228th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
Versus Pennsylvania: the state average change is -0.9%, while York Haven moved 0.0%.
Density in Pennsylvania: York Haven ranks 441st by people per square mile.
Density vs Pennsylvania: York Haven's 2,315 people per square mile compare with a state median of 1,990.
Location: 40.1104, -76.7150 (Census Gazetteer coordinates).
Nearest larger cities: Mount Wolf (3 mi); Manchester (3 mi); Goldsboro (4 mi); Royalton (5 mi); Middletown (6 mi). For most borrowers the comparison happens online, not at a branch.
Nearest smaller places: Lewisberry (8 mi); Yorkana (12 mi); Wellsville (13 mi).
Within a 50-mile radius: 35 smaller Census places.
At 100 miles: 531 larger Census places fall inside that radius.

York Haven in state context

Within Pennsylvania, York Haven holds roughly 0.0% of all residents, the 689th-largest share among 1,013 places. For population change between 2020 and 2023, York Haven ranks 228th of 1,013 in Pennsylvania (about the 77th percentile). At about 2,315 people per square mile, York Haven is the 441st most densely settled place in Pennsylvania. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.

The geography behind York Haven

Inside York Haven's boundaries lie roughly 0.3 square miles of land and 0.03 square miles of water. That land carries about 2,315 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 84 miles away. York Haven has 147 larger places within a 50-mile radius. By land area it ranks 879th of 1,013 Pennsylvania places.

Pennsylvania consumer-lending rules applied in York Haven

When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; York Haven is bound by the same rules.

Rule	Detail	Source
State lending regulator	Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."	Pennsylvania Department of Banking and Securities as of 2026-09-16
Payday lending status	No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).	Pennsylvania Department of Banking and Securities as of 2026-09-16
Small-loan / installment lender licensing	Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."	Pennsylvania Department of Banking and Securities as of 2026-09-16

What is available to York Haven borrowers

At roughly 2,315 people per square mile, York Haven is fairly dense; 147 larger places lie within 50 miles. Distance to a branch rarely matters for York Haven's 690 residents: the application is online and the price follows your credit file. The nearest larger city, Mount Wolf, PA about 3 miles away.

Steps to take before a York Haven loan

Before you hand your details to a lender in York Haven, where the population is near 690:

Pull your credit reports first and correct any error before a lender sees the file.
Test your amount and term in the personal loan calculator first.
Get several pre-qualifications and compare APR side by side before choosing.
Verify the lender's Pennsylvania licence with the regulator listed on this page.
Keep the amount to the expense; an approval is not a reason to take more.
Be clear on what the loan is for and how it gets repaid.
If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that York Haven holds 690 people.

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Common questions

What are my options in York Haven if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in York Haven is the same as anywhere in Pennsylvania.

What loan size can I expect in York Haven?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in York Haven?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in York Haven cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Manchester, PA — population 2,788
Mount Wolf, PA — population 1,428
Goldsboro, PA — population 928
Royalton, PA — population 1,127
Middletown, PA — population 9,608
Highspire, PA — population 2,713
Elizabethtown, PA — population 12,000
North York, PA — population 2,247