Personal loans in York, AL

At about 2,307 residents, York is larger than roughly 65% of the places in Alabama. Work out your debt-to-income ratio first; lenders weigh it heavily, and York's 2,307 residents are no exception. Consumer lending that reaches York's 2,307 residents is governed by Alabama statute; no city ordinance changes it. The next larger city is Livingston, AL about 9 miles away.

Local context for York

Set out below is York's local context next to the state-level rules that reach every lender here.

• Population: 2,307 residents; York is the 162nd-largest of 462 places in Alabama (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 4.4%.
• People gained or lost: about 106 fewer since the 2020 base.
• Size percentile: roughly 65% of Alabama's places have fewer residents than York's 2,307.
• Density: the Census land area of 6.9 sq mi holds about 336 people per square mile.
• Land area rank: York's 6.9 square miles rank 202nd of 462 places in Alabama.
• Water area: York has 0.02 square miles of water, ranking 232nd of 462 places in Alabama.
• Share of Alabama: York holds about 0.1% of the state's population, some 2,307 people.
• National standing: York ranks 7,100th of 19,457 US places.
• Growth rank: York ranks 421st among Alabama's 462 places for the 2020-to-2023 change.
• Against the state trend: York's 4.4% change compares with a Alabama average of +1.0% across its 462 places.
• Density rank: York places 169th among Alabama's places by people per square mile.
• Density in context: York's 336 people per square mile sit against a Alabama median of 259.
• Location: 32.5006, -88.2914 (Census Gazetteer coordinates).
• Nearest larger cities: Livingston (9 mi); Meridian (25 mi); Demopolis (27 mi); Eutaw (33 mi); Macon (46 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller places: Cuba (6 mi); Emelle (16 mi); Epes (16 mi).
• Smaller neighbours: 40 places smaller than York sit within 50 miles.
• Larger places within 100 miles: 44.

The anatomy of a York personal loan

In York, a small community of about 2,307, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving York's 2,307 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a York loan is knowable in advance — unlike a revolving card balance.

Borrowing reach in York

York is a lightly settled community of about 2,307 people, with 5 larger places inside a 50-mile radius. Whether York has a local branch or not, a Alabama-licensed lender can serve its 2,307 people online on the same terms. For a larger market, the closest option is Livingston, AL about 9 miles away.

The state rulebook for York

Alabama has no separate rate rule for York; the sourced rows below are what reach every lender that serves its 2,307 people.

Land, water and location for York

Inside York's boundaries lie roughly 6.9 square miles of land and 0.02 square miles of water. That land carries about 336 people per square mile. The largest place in Alabama, Huntsville, lies about 178 miles away. Within 50 miles of York there are 5 larger Census places. The 100-mile radius contains 44 larger places.

York in state context

Set beside Alabama's 462 places, York ranks 162nd by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, York stands 421st among Alabama's 462 places — roughly the 9th percentile. By density, at about 336 people per square mile, it ranks 169th in Alabama. The population moved by about 106 people between 2020 and 2023, a 4.4% shift.