Personal loans in Yarrow Point, WA

Consumer lending that reaches Yarrow Point's 1,105 residents is governed by Washington statute; no city ordinance changes it. The Census counts 1,105 people in Yarrow Point, the 199th-largest figure among Washington's 281 places. Pull your credit reports and line up at least three offers before you apply from Yarrow Point. Yarrow Point lost roughly 2.6% of its population across the 2020-to-2023 comparison. For a bigger market, look to Clyde Hill, WA about 1 miles away.

Local context for Yarrow Point

Two layers matter for a Yarrow Point borrower: the local population picture and Washington's consumer-lending statutes.

• Population: the Census counts 1,105 residents in Yarrow Point (Vintage 2023 subcounty estimate), the 199th-largest figure among Washington's 281 places.
• Population trend: About 2.6% below the 2020 Census base.
• Absolute change: 30 residents lost between 2020 and 2023.
• Size percentile: about 29% of Washington communities are smaller than Yarrow Point (1,105 residents).
• Land and density: 0.4 square miles of land carry roughly 3,019 residents per square mile.
• By land area: Yarrow Point ranks 261st among Washington's 281 places, at 0.4 sq mi.
• Water area: Yarrow Point has 0.44 square miles of water, ranking 60th of 281 places in Washington.
• State share: roughly 0.0% of Washington's residents live in Yarrow Point (1,105 people).
• National rank: Yarrow Point is the 9,842nd most populous of the 19,457 Census places covered here.
• Growth rank: Yarrow Point ranks 255th among Washington's 281 places for the 2020-to-2023 change.
• Against the state trend: Yarrow Point's 2.6% change compares with a Washington average of +2.8% across its 281 places.
• Density rank: Yarrow Point places 52nd among Washington's places by people per square mile.
• Against the state median: Yarrow Point runs about 3,019 residents per square mile, where the Washington median is 1,518.
• Location: it lies at 47.6446, -122.2200 in the Census Gazetteer.
• Nearest larger cities: Clyde Hill (1 mi); Medina (2 mi); Kirkland (4 mi); Bellevue (4 mi); Redmond (5 mi). Online lenders reach Yarrow Point no matter how far the nearest branch is.
• Smaller communities close by: Hunts Point (0 mi); Beaux Arts Village (4 mi); Ruston (28 mi), each with its own Census population profile.
• Within a 50-mile radius: 9 smaller Census places.
• At 100 miles: 118 larger Census places fall inside that radius.

What shapes a Yarrow Point personal loan

In Yarrow Point, a small community of about 1,105, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Yarrow Point loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Yarrow Point loan but raises total interest, so the smallest payment is not the cheapest loan.

Which Washington laws govern a loan in Yarrow Point

These are Washington's sourced lending facts as they reach Yarrow Point's 1,105 residents; the state has no city-level rate rule.

How lenders reach Yarrow Point

Yarrow Point is fairly dense, with about 3,019 people per square mile and 76 larger places within 50 miles. What is available to Yarrow Point's 1,105 borrowers is set by Washington licensing and your own credit, not by how many branches are nearby. The nearest larger city, Clyde Hill, WA about 1 miles away.

Before you apply in Yarrow Point

For Yarrow Point's roughly 1,105 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Washington licence by checking the regulator named above.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

What differs between Yarrow Point and the rest of Washington is not the process but the borrower's own file, among the 1,105 people here.

Yarrow Point's place among Washington's 281 places

Set beside Washington's 281 places, Yarrow Point ranks 199th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 255th of 281 Washington places, putting it near the 9th percentile for growth. At about 3,019 people per square mile, Yarrow Point is the 52nd most densely settled place in Washington. The population moved by about 30 people between 2020 and 2023, a 2.6% shift.