Personal loans in Wyoming, MN
The roughly 8,116 people who live in Wyoming borrow under Minnesota rules; city hall sets no personal-loan rate. Wyoming is home to roughly 8,116 people and stands 121st by size out of 853 Census places in Minnesota.
Wyoming gained roughly 1.1% in population across the 2020-to-2023 comparison. Consumer lending that reaches Wyoming's 8,116 residents is governed by Minnesota statute; no city ordinance changes it. Price two or three terms so you can see which payment is truly affordable in Wyoming. For a bigger market, look to Forest Lake, MN about 6 miles away.
Borrowing in Wyoming: the local picture
Read the local figures below as context; read the sourced Minnesota table as the rulebook a lender here must follow.
- Population: about 8,116, ranked 121st of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 1.1% since the 2020 count.
- Absolute change: 89 residents added between 2020 and 2023.
- Size percentile: with 8,116 residents, Wyoming is larger than about 86% of Minnesota's Census places.
- Population density: about 393 people per square mile (Census land area 20.7 sq mi).
- By land area: Wyoming ranks 68th among Minnesota's 853 places, at 20.7 sq mi.
- Water area: Wyoming has 1.03 square miles of water, ranking 84th of 853 places in Minnesota.
- Share of state population: Wyoming's 8,116 residents are about 0.2% of Minnesota.
- Nationally: Wyoming is the 3,654th-largest of 19,457 Census places in the dataset.
- Growth in Minnesota: Wyoming stands 235th by percentage change from 2020 to 2023, among 853 places.
- Against the state trend: Wyoming's 1.1% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Wyoming is the 547th most densely settled place in Minnesota.
- Against the state median: Wyoming runs about 393 residents per square mile, where the Minnesota median is 607.
- Location: 45.3399 / -92.9684, per the US Census Bureau Gazetteer.
- Nearest larger cities: Forest Lake (6 mi); North Branch (12 mi); East Bethel (12 mi); Hugo (12 mi); Ham Lake (13 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Chisago City (3 mi); Stacy (6 mi); Lindstrom (7 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 114 of them.
- At 100 miles: 108 larger Census places fall inside that radius.
Minnesota consumer-lending rules applied in Wyoming
Read the table as a lender's compliance picture for Wyoming: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Land, water and location for Wyoming
The Census Gazetteer records 20.7 square miles of land and 1.03 square miles of water within Wyoming. Spread across it are roughly 393 residents per square mile. For the state's biggest city, Minneapolis, the distance is roughly 30 miles. A 50-mile radius around Wyoming takes in 83 places that are larger. Within the same 50 miles lie 114 smaller Census places.
What a Wyoming borrower is actually offered
Most loans made to Wyoming's 8,116 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Wyoming. Because the payment is fixed, the total cost of a Wyoming loan is knowable in advance — unlike a revolving card balance.
What is available to Wyoming borrowers
Wyoming is a lightly settled community of about 8,116 people, with 83 larger places inside a 50-mile radius. What is available to Wyoming's 8,116 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Forest Lake, MN about 6 miles away.
How Wyoming compares across Minnesota
Wyoming is the 121st-largest of 853 Census places in Minnesota and contains about 0.2% of the state's people. Its 2020-to-2023 change ranks 235th of 853 Minnesota places, putting it near the 72th percentile for growth. By density, at about 393 people per square mile, it ranks 547th in Minnesota. Within 50 miles sit 114 smaller Census places, alongside the 83 that are larger.
Common questions
What are my options in Wyoming if my credit is poor?
What loan size can I expect in Wyoming?
Do I have to pledge anything to borrow in Wyoming?
Does comparing loans in Wyoming cost me credit score points?
Nearby places
- Chisago City, MN — population 5,698
- Stacy, MN — population 1,700
- Forest Lake, MN — population 20,685
- Lindstrom, MN — population 5,008
- Scandia, MN — population 3,944
- Center City, MN — population 635
- Columbus, MN — population 4,266
- North Branch, MN — population 11,791