Personal loans in Wynnedale, IN
The roughly 213 people who live in Wynnedale borrow under Indiana rules; city hall sets no personal-loan rate. With 213 residents, Wynnedale outranks about 12% of the communities in Indiana.
From the 2020 Census base to the 2023 estimate, the population declined by about 1.4%. Use the calculator on this page to price an amount and term before you commit in Wynnedale. The closest larger place is Rocky Ripple, IN about 2 miles away. When Indiana caps or restricts a product, lenders either change the terms or withdraw it from Wynnedale as from the rest of the state.
What the Census records for Wynnedale
Here is the sourced Census picture for Wynnedale, plus the Indiana lending rules that apply to a loan taken out here.
- Population: 213 people, a figure that places Wynnedale 499th among the 565 Census places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.4% from 2020 to 2023.
- People gained or lost: about 3 fewer since the 2020 base.
- Size percentile: bigger than about 12% of the places in Indiana, with 213 residents in Wynnedale.
- Population density: about 1,340 people per square mile (Census land area 0.2 sq mi).
- Land area: Wynnedale covers 0.2 square miles, the 517th-largest area among Indiana's 565 places.
- State share: roughly 0.0% of Indiana's residents live in Wynnedale (213 people).
- National rank: Wynnedale is the 16,288th most populous of the 19,457 Census places covered here.
- Growth rank: Wynnedale ranks 495th among Indiana's 565 places for the 2020-to-2023 change.
- Versus Indiana: the state average change is +1.0%, while Wynnedale moved 1.4%.
- Density rank: Wynnedale is the 293rd most densely settled place in Indiana.
- Against the state median: Wynnedale runs about 1,340 residents per square mile, where the Indiana median is 1,375.
- Location: 39.8325 / -86.2002, per the US Census Bureau Gazetteer.
- Nearest larger cities: Rocky Ripple (2 mi); Speedway (4 mi); Meridian Hills (4 mi); Williams Creek (5 mi); Clermont (6 mi). Online lenders reach Wynnedale no matter how far the nearest branch is.
- Smaller places nearby: Spring Hill (0 mi); Crows Nest (2 mi); North Crows Nest (3 mi).
- Smaller places within 50 miles: 16 of them.
- Larger places within 100 miles: 448.
Borrowing reach in Wynnedale
At roughly 1,340 people per square mile, Wynnedale is moderately settled; 129 larger places lie within 50 miles. Distance to a branch rarely matters for Wynnedale's 213 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Rocky Ripple, IN about 2 miles away.
Where Wynnedale sits in Indiana
Set beside Indiana's 565 places, Wynnedale ranks 499th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 495th of 565 Indiana places, putting it near the 12th percentile for growth. By density, at about 1,340 people per square mile, it ranks 293rd in Indiana. Between 2020 and 2023 the count changed by roughly 3 residents.
Which Indiana laws govern a loan in Wynnedale
These are Indiana's sourced lending facts as they reach Wynnedale's 213 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
The anatomy of a Wynnedale personal loan
Wynnedale is a small community of about 213 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Wynnedale's 213 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Wynnedale loan is knowable in advance — unlike a revolving card balance.
The Wynnedale borrowing checklist
Before you hand your details to a lender in Wynnedale, where the population is near 213:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Indiana regulator's records to confirm the lender is licensed here.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
None of these steps is Wynnedale-specific: the same Indiana licensing and disclosure rules reach all 213 residents.
Common questions
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What loan size can I expect in Wynnedale?
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Does comparing loans in Wynnedale cost me credit score points?
Nearby places
- Spring Hill, IN — population 92
- Rocky Ripple, IN — population 643
- Crows Nest, IN — population 65
- North Crows Nest, IN — population 42
- Speedway, IN — population 14,157
- Meridian Hills, IN — population 1,754
- Williams Creek, IN — population 425
- Clermont, IN — population 1,367