Personal loans in Wrangell city and, AK
Personal loans in Wrangell city and are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 2,064 population. Roughly 2,064 residents live in Wrangell city and, the 23rd-largest community in Alaska.
Population in Wrangell city and dropped about 2.9% over the three years from 2020 to 2023. A lender that serves Wrangell city and operates under Alaska lending statutes and a Alaska supervisor. Use the calculator on this page to price an amount and term before you commit in Wrangell city and. A larger market lies at Ketchikan, AK about 59 miles away.
Local context for Wrangell city and
Here is the sourced Census picture for Wrangell city and, plus the Alaska lending rules that apply to a loan taken out here.
- Population: an estimated 2,064 residents, 23rd of 149 places in Alaska (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 2.9%.
- Change in people: the 2020-to-2023 comparison is a loss of about 61 residents.
- Size percentile: with 2,064 residents, Wrangell city and is larger than about 85% of Alaska's Census places.
- Population density: about 1 people per square mile (Census land area 2,556.1 sq mi).
- Land area: Wrangell city and covers 2,556.1 square miles, the 3rd-largest area among Alaska's 149 places.
- Water area: Wrangell city and has 915.04 square miles of water, ranking 2nd of 149 places in Alaska.
- State population share: Wrangell city and accounts for about 0.4% of everyone in Alaska.
- National rank: Wrangell city and is the 7,513th most populous of the 19,457 Census places covered here.
- Growth rank: Wrangell city and's 2020-to-2023 change ranks 41st of 149 places in Alaska.
- Versus Alaska: the state average change is -3.1%, while Wrangell city and moved 2.9%.
- Density in Alaska: Wrangell city and ranks 149th by people per square mile.
- Density in context: Wrangell city and's 1 people per square mile sit against a Alaska median of 40.
- Location: the Census Gazetteer records it at 56.1808, -132.0268.
- Nearest larger cities: Ketchikan (59 mi). Online lenders reach Wrangell city and no matter how far the nearest branch is.
- Smaller communities close by: Coffman Cove (34 mi); Thorne Bay (41 mi); Whale Pass (41 mi), each with its own Census population profile.
- Smaller places within 50 miles: 4 of them.
- Within 100 miles: 1 places are larger than Wrangell city and.
Land, water and location for Wrangell city and
Wrangell city and covers about 2,556.1 square miles of land, with 915.04 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 1 people per square mile. Anchorage, the largest place in Alaska, is about 706 miles from Wrangell city and. Wrangell city and has 0 larger places within a 50-mile radius. By land area it ranks 3rd of 149 Alaska places.
The Wrangell city and borrowing checklist
A sensible order of operations for a loan in Wrangell city and, home to about 2,064 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Alaska regulator's records to confirm the lender is licensed here.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
In Wrangell city and as elsewhere in Alaska, the written terms — not the advertisement — are what count for its 2,064 residents.
The anatomy of a Wrangell city and personal loan
Most loans made to Wrangell city and's 2,064 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Wrangell city and's 2,064 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Wrangell city and loan is knowable in advance — unlike a revolving card balance.
How Alaska law applies in Wrangell city and
When Alaska does not publish a figure, the row links to the source instead of inventing a number; Wrangell city and is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.5% per annum default; by contract, the greater of 10% or 5 percentage points above the 12th Federal Reserve District advance rate (loans over $25,000 exempt) Source says: "The rate of interest in the state is 10.5 percent a year and no more on money after it is due"; "more than the greater of 10 percent or five percentage points above the annual rate charged member banks for advances by the 12th Federal Reserve District". | Alaska Legislature — Alaska Statutes § 45.45.010 as of 2026-09-16 |
| Payday lending status | Permitted — licensed deferred deposit advances; max $500 outstanding per borrower; origination fee ≤$5; fee ≤$15 per $100 or 15%; minimum 14-day term Source says: "may not make advances to an advance recipient that exceed $500 outstanding in advances to the recipient at one time"; "a fee that does not exceed $15 for each $100 of an advance, or 15 percent of the total amount of the advance". | Alaska Legislature — Alaska Statutes §§ 06.50.410, 06.50.460 as of 2026-09-16 |
What is available to Wrangell city and borrowers
Wrangell city and is a sparsely settled community of about 2,064 people, with 0 larger places inside a 50-mile radius. Lenders licensed in Alaska reach Wrangell city and's 2,064 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Ketchikan, AK about 59 miles away.
Common questions
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Nearby places
- Thorne Bay, AK — population 470
- Kasaan, AK — population 30
- Coffman Cove, AK — population 125
- Ketchikan, AK — population 8,079
- Saxman, AK — population 382
- Whale Pass, AK — population 86
- Kupreanof, AK — population 19
- Klawock, AK — population 710