Personal loans in Worthington, MN

The trend for Worthington between 2020 and 2023 is downward by roughly 2.3%. When Minnesota caps or restricts a product, lenders either change the terms or withdraw it from Worthington as from the rest of the state. Price two or three terms so you can see which payment is truly affordable in Worthington. A larger market lies at Sioux Falls, SD about 57 miles away.

Worthington: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

• Population: 13,614 residents; Worthington is the 86th-largest of 853 places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 2.3% across the 2020-to-2023 comparison.
• People gained or lost: about 327 fewer since the 2020 base.
• Size percentile: Worthington sits ahead of around 90% of Minnesota places, at 13,614 people.
• Population density: 1,712 people per square mile on 8.0 square miles of land.
• Land area rank: Worthington's 8.0 square miles rank 129th of 853 places in Minnesota.
• Water: Worthington holds about 1.39 square miles, the 67th-largest water area in Minnesota.
• Share of Minnesota: Worthington holds about 0.3% of the state's population, some 13,614 people.
• National standing: Worthington ranks 2,538th of 19,457 US places.
• Growth rank: Worthington ranks 662nd among Minnesota's 853 places for the 2020-to-2023 change.
• Against the state trend: Worthington's 2.3% change compares with a Minnesota average of +0.1% across its 853 places.
• Density rank: Worthington is the 107th most densely settled place in Minnesota.
• Against the state median: Worthington runs about 1,712 residents per square mile, where the Minnesota median is 607.
• Location: coordinates 43.6287, -95.5997 (US Census Bureau Gazetteer).
• Nearest larger cities: Sioux Falls (57 mi); Marshall (57 mi); New Ulm (73 mi); Brookings (75 mi); North Mankato (87 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Brewster (8 mi); Round Lake (9 mi); Bigelow (10 mi).
• Smaller neighbours: 120 places smaller than Worthington sit within 50 miles.
• At 100 miles: 8 larger Census places fall inside that radius.

Worthington's place among Minnesota's 853 places

Against Minnesota's other places, Worthington accounts for about 0.3% of the state's population and ranks 86th of 853 by size. For population change between 2020 and 2023, Worthington ranks 662nd of 853 in Minnesota (about the 22th percentile). At about 1,712 people per square mile, Worthington is the 107th most densely settled place in Minnesota. Within 50 miles sit 120 smaller Census places, alongside the 0 that are larger.

What a Worthington borrower is actually offered

A Worthington personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 13,614 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Worthington. The term you choose in Worthington decides the split between a comfortable payment and the total interest you pay.

Which Minnesota laws govern a loan in Worthington

The rows below set out what a licensed lender must follow in Minnesota, and so for Worthington's roughly 13,614 residents.

How lenders reach Worthington

Worthington is moderately settled, with about 1,712 people per square mile and 0 larger places within 50 miles. What is available to Worthington's 13,614 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Sioux Falls, SD about 57 miles away.

Land, water and location for Worthington

Worthington covers about 8.0 square miles of land, with 1.39 square miles of water inside its boundaries (Census Gazetteer). With 13,614 residents, the land area yields roughly 1,712 people per square mile. The largest place in Minnesota, Minneapolis, lies about 148 miles away. Within 50 miles of Worthington there are 0 larger Census places. Within the same 50 miles lie 120 smaller Census places.