Personal loans in Worthing, SD

About 918 people live in Worthing, placing it 71st of 309 Census places in South Dakota. A larger market lies at Lennox, SD about 6 miles away. A lender that serves Worthing operates under South Dakota lending statutes and a South Dakota supervisor. Compare APR, not the interest rate, because the APR folds in most fees on a Worthing loan.

Where Worthing stands

What follows is Worthing's place in the Census record, alongside the South Dakota rules that govern a personal loan made here.

• Population: 918 people, a figure that places Worthing 71st among the 309 Census places in South Dakota (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 0.9% from 2020 to 2023.
• People gained or lost: about 8 fewer since the 2020 base.
• Size percentile: bigger than about 77% of the places in South Dakota, with 918 residents in Worthing.
• Density: roughly 1,636 residents per square mile, spread over 0.6 sq mi of land.
• By land area: Worthing ranks 164th among South Dakota's 309 places, at 0.6 sq mi.
• Within South Dakota: about 0.1% of the state's population lives in Worthing.
• National standing: Worthing ranks 10,615th of 19,457 US places.
• Growth rank: Worthing ranks 196th among South Dakota's 309 places for the 2020-to-2023 change.
• Versus South Dakota: the state average change is +0.9%, while Worthing moved 0.9%.
• Density rank: Worthing places 19th among South Dakota's places by people per square mile.
• Against the state median: Worthing runs about 1,636 residents per square mile, where the South Dakota median is 581.
• Location: it lies at 43.3300, -96.7682 in the Census Gazetteer.
• Nearest larger cities: Lennox (6 mi); Harrisburg (8 mi); Tea (9 mi); Canton (9 mi); Sioux Falls (15 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Chancellor (11 mi); Davis (12 mi); Fairview (16 mi), each with its own Census population profile.
• Smaller places within 50 miles: 65 of them.
• Within 100 miles: 102 places are larger than Worthing.

What to do before borrowing in Worthing

Before you hand your details to a lender in Worthing, where the population is near 918:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's South Dakota licence with the regulator listed on this page.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Keep the amount to the expense; an approval is not a reason to take more.

The process is identical across South Dakota; what changes is your credit file, not the fact that Worthing holds 918 people.

Worthing: area, density and distance

Worthing's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. With 918 residents, the land area yields roughly 1,636 people per square mile. Sioux Falls, the largest place in South Dakota, is about 15 miles from Worthing. Within 50 miles of Worthing there are 36 larger Census places. By land area it ranks 164th of 309 South Dakota places.

What is available to Worthing borrowers

Worthing is a moderately settled community of about 918 people, with 36 larger places inside a 50-mile radius. Whether Worthing has a local branch or not, a South Dakota-licensed lender can serve its 918 people online on the same terms. The nearest bigger place is Lennox, SD about 6 miles away.

South Dakota consumer-lending rules applied in Worthing

Read the table as a lender's compliance picture for Worthing: the rule, the sourced figure, the publisher and the date.

How Worthing compares across South Dakota

Against South Dakota's other places, Worthing accounts for about 0.1% of the state's population and ranks 71st of 309 by size. On the 2020-to-2023 trend, Worthing stands 196th among South Dakota's 309 places — roughly the 37th percentile. Its roughly 1,636 residents per square mile place it 19th among South Dakota's places. By land area, its 0.6 square miles rank 164th of 309 places in South Dakota.