Personal loans in Worth, MO
The Census counts 62 people in Worth, the 860th-largest figure among Missouri's 937 places. Worth is a small community of about 62 residents, and a personal loan taken out here is governed by Missouri statute.
Read the disclosure for an origination fee and any prepayment penalty before signing in Worth. For the 62 people in Worth, Missouri runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A 2020-to-2023 comparison shows Worth down by about 3.1%. Borrowers who want a bigger city can look to Grant City, MO about 6 miles away.
Where Worth stands
Here is the sourced Census picture for Worth, plus the Missouri lending rules that apply to a loan taken out here.
- Population: about 62, ranked 860th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 3.1% since the 2020 count.
- Net change: roughly 2 fewer people than the 2020 Census counted.
- Size percentile: about 8% of Missouri communities are smaller than Worth (62 residents).
- Density: the Census land area of 0.3 sq mi holds about 246 people per square mile.
- Land area rank: Worth's 0.3 square miles rank 752nd of 937 places in Missouri.
- State population share: Worth accounts for about 0.0% of everyone in Missouri.
- Nationally: Worth is the 18,801st-largest of 19,457 Census places in the dataset.
- Growth rank: Worth's 2020-to-2023 change ranks 861st of 937 places in Missouri.
- Versus Missouri: the state average change is +0.8%, while Worth moved 3.1%.
- Density rank: Worth is the 824th most densely settled place in Missouri.
- Density in context: Worth's 246 people per square mile sit against a Missouri median of 743.
- Location: 40.4045, -94.4465 (Census Gazetteer coordinates).
- Nearest larger cities: Grant City (6 mi); Parnell (10 mi); Sheridan (12 mi); Albany (12 mi); Ravenwood (12 mi). Larger metros often have more branches, but online lenders reach Worth on the same terms.
- Smaller towns nearby: Gentry (5 mi); Denver (6 mi); Irena (10 mi).
- Smaller places within 50 miles: 23 of them.
- Within 100 miles: 450 places are larger than Worth.
Before you apply in Worth
A sensible order of operations for a loan in Worth, home to about 62 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Verify the lender's Missouri licence with the regulator listed on this page.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
None of these steps is Worth-specific: the same Missouri licensing and disclosure rules reach all 62 residents.
How Missouri law applies in Worth
Below are the Missouri rules that apply to a loan made in Worth, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
Where Worth sits in Missouri
Worth is the 860th-largest of 937 Census places in Missouri and contains about 0.0% of the state's people. For population change between 2020 and 2023, Worth ranks 861st of 937 in Missouri (about the 8th percentile). Its roughly 246 residents per square mile place it 824th among Missouri's places. Within 50 miles sit 23 smaller Census places, alongside the 94 that are larger.
The geography behind Worth
Inside Worth's boundaries lie about 0.3 square miles of land, with no significant water area recorded. With 62 residents, the land area yields roughly 246 people per square mile. For the state's biggest city, Kansas City, the distance is roughly 89 miles. Within 50 miles of Worth there are 94 larger Census places. By land area it ranks 752nd of 937 Missouri places.
Getting a loan in Worth
With about 246 residents per square mile, Worth is lightly settled, and 94 larger Census places sit within 50 miles. Whether Worth has a local branch or not, a Missouri-licensed lender can serve its 62 people online on the same terms. The nearest larger city, Grant City, MO about 6 miles away.
Common questions
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Nearby places
- Gentry, MO — population 56
- Grant City, MO — population 789
- Denver, MO — population 32
- Irena, MO — population 12
- Allendale, MO — population 46
- Parnell, MO — population 133
- Albany, MO — population 1,705
- Sheridan, MO — population 141