Personal loans in Woodville, OH

Woodville is home to roughly 1,985 people and stands 399th by size out of 924 Census places in Ohio. Compare APR, not the interest rate, because the APR folds in most fees on a Woodville loan. State law, not city hall, decides what a lender may do to Woodville's roughly 1,985 residents, and a state regulator supervises it. The next larger city is Genoa, OH about 5 miles away.

Where Woodville stands

What follows is Woodville's place in the Census record, alongside the Ohio rules that govern a personal loan made here.

• Population: 1,985 — Woodville ranks 399th of 924 communities in Ohio (US Census Bureau, Vintage 2023).
• Population trend: About 0.9% below the 2020 Census base.
• People gained or lost: about 18 fewer since the 2020 base.
• Size percentile: bigger than about 57% of the places in Ohio, with 1,985 residents in Woodville.
• Density: the Census land area of 1.3 sq mi holds about 1,473 people per square mile.
• By land area: Woodville ranks 445th among Ohio's 924 places, at 1.3 sq mi.
• Share of Ohio: Woodville holds about 0.0% of the state's population, some 1,985 people.
• National rank: Woodville is the 7,661st most populous of the 19,457 Census places covered here.
• Growth in Ohio: Woodville stands 440th by percentage change from 2020 to 2023, among 924 places.
• Against the state trend: Woodville's 0.9% change compares with a Ohio average of +0.9% across its 924 places.
• Density in Ohio: Woodville ranks 370th by people per square mile.
• Density in context: Woodville's 1,473 people per square mile sit against a Ohio median of 1,289.
• Location: 41.4510, -83.3640 (Census Gazetteer coordinates).
• Nearest larger cities: Genoa (5 mi); Gibsonburg (5 mi); Walbridge (11 mi); Oak Harbor (12 mi); Northwood (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Elmore (4 mi); Pemberville (6 mi); Luckey (6 mi) — useful context for the surrounding area.
• Smaller neighbours: 88 places smaller than Woodville sit within 50 miles.
• At 100 miles: 296 larger Census places fall inside that radius.

The anatomy of a Woodville personal loan

A Woodville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,985 residents. Because pricing is borrower-level, two people in Woodville can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Woodville loan is knowable in advance — unlike a revolving card balance.

Which Ohio laws govern a loan in Woodville

Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Woodville lender must follow.

Woodville in state context

Among Ohio's 924 places, Woodville sits at 399th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 440th of 924 Ohio places, putting it near the 52th percentile for growth. At about 1,473 people per square mile, Woodville is the 370th most densely settled place in Ohio. By land area, its 1.3 square miles rank 445th of 924 places in Ohio.

Lender access in Woodville

At roughly 1,473 people per square mile, Woodville is moderately settled; 51 larger places lie within 50 miles. What is available to Woodville's 1,985 borrowers is set by Ohio licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Genoa, OH about 5 miles away.

Where Woodville sits

Woodville covers about 1.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 1,985 residents, the land area yields roughly 1,473 people per square mile. The state's population centre of gravity, Columbus, is roughly 103 miles away. Counting outward 50 miles, 51 larger communities surround Woodville. Within the same 50 miles lie 88 smaller Census places.