Personal loans in Woodstock, GA
Woodstock is a smaller city in Georgia, with an estimated 38,473 residents, and every licensed lender here follows the same state rulebook. The Census counts 38,473 people in Woodstock, the 24th-largest figure among Georgia's 536 places.
Woodstock added about 9.6% to its population between the 2020 base and the 2023 estimate. Begin with the payment, then weigh APR and total interest across the lenders that reach Woodstock's 38,473 residents. Borrowers who want a bigger city can look to Roswell, GA about 10 miles away. A lender that serves Woodstock operates under Georgia lending statutes and a Georgia supervisor.
What the Census records for Woodstock
Only a few things actually differ by place — population, area, location, and the Georgia rules a lender must follow — and they are below.
- Population: a Census-estimated 38,473, 24th among Georgia's 536 places (Vintage 2023).
- Population trend: About 9.6% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 3,364 residents.
- Size percentile: about 96% of Georgia communities are smaller than Woodstock (38,473 residents).
- Population density: about 2,963 people per square mile across 13.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Woodstock ranks 77th among Georgia's 536 places, at 13.0 sq mi.
- Water area: Woodstock has 0.11 square miles of water, ranking 107th of 536 places in Georgia.
- Share of Georgia: Woodstock holds about 0.8% of the state's population, some 38,473 people.
- Nationally: Woodstock is the 1,041st-largest of 19,457 Census places in the dataset.
- Growth in Georgia: Woodstock stands 72nd by percentage change from 2020 to 2023, among 536 places.
- Versus Georgia: the state average change is +3.4%, while Woodstock moved 9.6%.
- Density rank: Woodstock is the 16th most densely settled place in Georgia.
- Density in context: Woodstock's 2,963 people per square mile sit against a Georgia median of 536.
- Location: 34.1031 / -84.5130, per the US Census Bureau Gazetteer.
- Nearest larger cities: Roswell (10 mi); Marietta (10 mi); Milton (12 mi); Alpharetta (14 mi); Sandy Springs (14 mi). Living near a larger metro rarely changes what is available in Woodstock.
- Smaller communities close by: Holly Springs (5 mi); Mountain Park (6 mi); Kennesaw (8 mi), each with its own Census population profile.
- Smaller places within 50 miles: 100 of them.
- At 100 miles: 19 larger Census places fall inside that radius.
Where Woodstock sits in Georgia
Against Georgia's other places, Woodstock accounts for about 0.8% of the state's population and ranks 24th of 536 by size. On the 2020-to-2023 trend, Woodstock stands 72nd among Georgia's 536 places — roughly the 87th percentile. Its roughly 2,963 residents per square mile place it 16th among Georgia's places. Within 50 miles sit 100 smaller Census places, alongside the 16 that are larger.
Lender access in Woodstock
With about 2,963 residents per square mile, Woodstock is fairly dense, and 16 larger Census places sit within 50 miles. Whether Woodstock has a local branch or not, a Georgia-licensed lender can serve its 38,473 people online on the same terms. The nearest larger city, Roswell, GA about 10 miles away.
How a Woodstock personal loan is priced
In Woodstock, a smaller city of about 38,473, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Woodstock lender to disclose the APR and finance charge before you sign. The term you choose in Woodstock decides the split between a comfortable payment and the total interest you pay.
Where Woodstock sits
Inside Woodstock's boundaries lie roughly 13.0 square miles of land and 0.11 square miles of water. Spread across it are roughly 2,963 residents per square mile. For the state's biggest city, Atlanta, the distance is roughly 24 miles. Counting outward 50 miles, 16 larger communities surround Woodstock. The 100-mile radius contains 19 larger places.
The state rulebook for Woodstock
When Georgia does not publish a figure, the row links to the source instead of inventing a number; Woodstock is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
Common questions
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Nearby places
- Holly Springs, GA — population 19,540
- Mountain Park, GA — population 572
- Kennesaw, GA — population 34,683
- Canton, GA — population 36,857
- Marietta, GA — population 62,769
- Acworth, GA — population 22,379
- Roswell, GA — population 91,706
- Milton, GA — population 41,383