Personal loans in Woods Cross, UT

Population in Woods Cross climbed about 0.6% over the three years from 2020 to 2023. Rate ceilings, licensing requirements and product limits for Woods Cross are all set at the Utah level. Begin with the payment, then weigh APR and total interest across the lenders that reach Woods Cross's 11,480 residents. The closest larger place is North Salt Lake, UT about 2 miles away.

Woods Cross: population, trend and location

Only a few things actually differ by place — population, area, location, and the Utah rules a lender must follow — and they are below.

• Population: an estimated 11,480 residents, 61st of 255 places in Utah (Census Vintage 2023 subcounty estimate).
• Population trend: Growth of about 0.6% across the 2020-to-2023 comparison.
• Absolute change: 67 residents added between 2020 and 2023.
• Size percentile: bigger than about 76% of the places in Utah, with 11,480 residents in Woods Cross.
• Population density: about 2,994 people per square mile across 3.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Woods Cross covers 3.8 square miles, the 151st-largest area among Utah's 255 places.
• Within Utah: about 0.4% of the state's population lives in Woods Cross.
• National rank: Woods Cross is the 2,851st most populous of the 19,457 Census places covered here.
• Growth rank: Woods Cross ranks 196th among Utah's 255 places for the 2020-to-2023 change.
• Against the state trend: Woods Cross's 0.6% change compares with a Utah average of +5.3% across its 255 places.
• Density in Utah: Woods Cross ranks 33rd by people per square mile.
• Against the state median: Woods Cross runs about 2,994 residents per square mile, where the Utah median is 705.
• Location: 40.8732, -111.9178 (Census Gazetteer coordinates).
• Nearest larger cities: North Salt Lake (2 mi); Bountiful (3 mi); Centerville (4 mi); Salt Lake City (7 mi); Farmington (8 mi). Lenders licensed in the state serve Woods Cross whether or not they keep a local branch.
• Smaller places close by: West Bountiful (2 mi); Fruit Heights (11 mi); Emigration Canyon metro (11 mi).
• Within a 50-mile radius: 46 smaller Census places.
• Larger places within 100 miles: 57.

Getting a loan in Woods Cross

With about 2,994 residents per square mile, Woods Cross is fairly dense, and 47 larger Census places sit within 50 miles. What is available to Woods Cross's 11,480 borrowers is set by Utah licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is North Salt Lake, UT about 2 miles away.

How Utah law applies in Woods Cross

Read the table as a lender's compliance picture for Woods Cross: the rule, the sourced figure, the publisher and the date.

Inside a Woods Cross personal loan

In Woods Cross, a small town of about 11,480, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Woods Cross. Shortening the term on a Woods Cross loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Woods Cross compares across Utah

Within Utah, Woods Cross holds roughly 0.4% of all residents, the 61st-largest share among 255 places. On the 2020-to-2023 trend, Woods Cross stands 196th among Utah's 255 places — roughly the 23th percentile. Its roughly 2,994 residents per square mile place it 33rd among Utah's places. By land area, its 3.8 square miles rank 151st of 255 places in Utah.

The geography behind Woods Cross

The Census Gazetteer records about 3.8 square miles of land within Woods Cross, with no significant water area listed. Spread across it are roughly 2,994 residents per square mile. Salt Lake City, the largest place in Utah, is about 7 miles from Woods Cross. Within 50 miles of Woods Cross there are 47 larger Census places. Within the same 50 miles lie 46 smaller Census places.