Personal loans in Woodland Hills, UT
About 1,571 people live in Woodland Hills, placing it 133rd of 255 Census places in Utah. Woodland Hills is a small community in Utah, with an estimated 1,571 residents, and every licensed lender here follows the same state rulebook.
Pull your credit reports and line up at least three offers before you apply from Woodland Hills. Which products a lender may offer to Woodland Hills's 1,571 residents follows from the Utah consumer-lending framework. Population in Woodland Hills climbed about 2.8% over the three years from 2020 to 2023. The closest larger city is Elk Ridge, UT about 1 miles away.
Woodland Hills: population, trend and location
Here is the sourced Census picture for Woodland Hills, plus the Utah lending rules that apply to a loan taken out here.
- Population: 1,571 — Woodland Hills ranks 133rd of 255 communities in Utah (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 2.8% since the 2020 count.
- People gained or lost: about 43 more since the 2020 base.
- Size percentile: Woodland Hills sits ahead of around 48% of Utah places, at 1,571 people.
- Density: roughly 612 residents per square mile, spread over 2.6 sq mi of land.
- Land area rank: Woodland Hills's 2.6 square miles rank 176th of 255 places in Utah.
- Share of Utah: Woodland Hills holds about 0.0% of the state's population, some 1,571 people.
- National rank: Woodland Hills is 8,530th of 19,457 places nationwide.
- Growth rank: Woodland Hills ranks 162nd among Utah's 255 places for the 2020-to-2023 change.
- State comparison: Utah's places average +5.3% for 2020-to-2023, against Woodland Hills's 2.8%.
- Density rank: Woodland Hills places 138th among Utah's places by people per square mile.
- Against the state median: Woodland Hills runs about 612 residents per square mile, where the Utah median is 705.
- Location: 40.0134 / -111.6560, per the US Census Bureau Gazetteer.
- Nearest larger cities: Elk Ridge (1 mi); Salem (3 mi); Payson (5 mi); Spanish Fork (7 mi); Santaquin (8 mi). Lenders licensed in the state serve Woodland Hills whether or not they keep a local branch.
- Nearest smaller places: Rocky Ridge (11 mi); Goshen (14 mi); Eureka (25 mi).
- Smaller places within 50 miles: 24 of them.
- Larger places within 100 miles: 97.
A practical checklist for Woodland Hills borrowers
A sensible order of operations for a loan in Woodland Hills, home to about 1,571 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's Utah licence with the regulator listed on this page.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
In Woodland Hills as elsewhere in Utah, the written terms — not the advertisement — are what count for its 1,571 residents.
Woodland Hills's place among Utah's 255 places
Against Utah's other places, Woodland Hills accounts for about 0.0% of the state's population and ranks 133rd of 255 by size. Its 2020-to-2023 change ranks 162nd of 255 Utah places, putting it near the 36th percentile for growth. Its roughly 612 residents per square mile place it 138th among Utah's places. The population moved by about 43 people between 2020 and 2023, a 2.8% shift.
What a Woodland Hills borrower is actually offered
A Woodland Hills personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,571 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Woodland Hills. The term you choose in Woodland Hills decides the split between a comfortable payment and the total interest you pay.
Land, water and location for Woodland Hills
Woodland Hills's land area is roughly 2.6 square miles, and the Gazetteer records no significant water area within it. With 1,571 residents, the land area yields roughly 612 people per square mile. The state's population centre of gravity, Salt Lake City, is roughly 55 miles away. Woodland Hills has 47 larger places within a 50-mile radius. The 100-mile radius contains 97 larger places.
The Utah lending rules that reach Woodland Hills
Every row below records a Utah rule, its publisher and its retrieval date — the same rules a Woodland Hills lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
Common questions
What are my options in Woodland Hills if my credit is poor?
What loan size can I expect in Woodland Hills?
Do I have to pledge anything to borrow in Woodland Hills?
Does comparing loans in Woodland Hills cost me credit score points?
Nearby places
- Elk Ridge, UT — population 4,925
- Salem, UT — population 10,725
- Payson, UT — population 24,054
- Spanish Fork, UT — population 45,557
- Mapleton, UT — population 13,732
- Santaquin, UT — population 17,532
- Springville, UT — population 35,471
- Genola, UT — population 1,610