Personal loans in Woodburn, IA

About 141 people live in Woodburn, placing it 747th of 940 Census places in Iowa. Census figures put the 2020-to-2023 decrease in Woodburn at about 6.6%. Rate-shopping from Woodburn costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The next larger city is Lucas, IA about 7 miles away.

What the Census records for Woodburn

The figures below are Woodburn's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: an estimated 141 residents, 747th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: A loss of roughly 6.6% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 10 residents.
• Size percentile: about 21% of Iowa's Census places are smaller than Woodburn.
• Population density: about 223 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Woodburn ranks 557th among Iowa's 940 places, at 0.6 sq mi.
• Share of state population: Woodburn's 141 residents are about 0.0% of Iowa.
• National rank: Woodburn is 17,407th of 19,457 places nationwide.
• Growth rank: Woodburn's 2020-to-2023 change ranks 936th of 940 places in Iowa.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Woodburn's 6.6%.
• Density rank: Woodburn is the 801st most densely settled place in Iowa.
• Density vs Iowa: Woodburn's 223 people per square mile compare with a state median of 672.
• Location: it lies at 41.0109, -93.5963 in the Census Gazetteer.
• Nearest larger cities: Lucas (7 mi); Osceola (10 mi); Humeston (12 mi); Garden Grove (13 mi); New Virginia (14 mi). Online lenders reach Woodburn no matter how far the nearest branch is.
• Nearest smaller towns: Derby (9 mi); Le Roy (9 mi); Weldon (11 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 39 of them.
• Larger places within 100 miles: 348.

Steps to take before a Woodburn loan

Before you apply in Woodburn, a community of about 141, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Iowa licence with the regulator named above before committing.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Make sure the new payment leaves room in a budget you already keep.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

In Woodburn as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 141 residents.

Getting a loan in Woodburn

At roughly 223 people per square mile, Woodburn is lightly settled; 83 larger places lie within 50 miles. What is available to Woodburn's 141 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Lucas, IA about 7 miles away.

Woodburn against the rest of Iowa

Set beside Iowa's 940 places, Woodburn ranks 747th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Woodburn stands 936th among Iowa's 940 places — roughly the 0th percentile. By density, at about 223 people per square mile, it ranks 801st in Iowa. The population moved by about 10 people between 2020 and 2023, a 6.6% shift.

Which Iowa laws govern a loan in Woodburn

Iowa has no separate rate rule for Woodburn; the sourced rows below are what reach every lender that serves its 141 people.

Woodburn: area, density and distance

The Census Gazetteer records about 0.6 square miles of land within Woodburn, with no significant water area listed. Spread across it are roughly 223 residents per square mile. For the state's biggest city, Des Moines, the distance is roughly 39 miles. Woodburn has 83 larger places within a 50-mile radius. By land area it ranks 557th of 940 Iowa places.