Personal loans in Wood Lake, NE

The first question in Wood Lake is not the rate on offer but whether the payment fits; about 48 people live here under Nebraska lending law. Price two or three terms so you can see which payment is truly affordable in Wood Lake. A single loan can carry different costs on either side of a state line, and Wood Lake sits on the Nebraska side of that line. The next larger city is Ainsworth, NE about 20 miles away.

What the Census records for Wood Lake

Wood Lake is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 48 — Wood Lake ranks 484th of 527 communities in Nebraska (US Census Bureau, Vintage 2023).
• Population trend: Roughly 2.1% more residents than the 2020 Census counted.
• People gained or lost: about 1 more since the 2020 base.
• Size percentile: roughly 8% of Nebraska's places have fewer residents than Wood Lake's 48.
• Population density: about 151 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Wood Lake ranks 325th among Nebraska's 527 places, at 0.3 sq mi.
• Water area: Wood Lake has 0.01 square miles of water, ranking 53rd of 527 places in Nebraska.
• Share of state population: Wood Lake's 48 residents are about 0.0% of Nebraska.
• National standing: Wood Lake ranks 19,007th of 19,457 US places.
• Growth rank: Wood Lake's 2020-to-2023 change ranks 67th of 527 places in Nebraska.
• Versus Nebraska: the state average change is -0.6%, while Wood Lake moved 2.1%.
• Density rank: Wood Lake is the 501st most densely settled place in Nebraska.
• Density in context: Wood Lake's 151 people per square mile sit against a Nebraska median of 830.
• Location: coordinates 42.6383, -100.2371 (US Census Bureau Gazetteer).
• Nearest larger cities: Ainsworth (20 mi); Valentine (23 mi); Springview (28 mi); Long Pine (28 mi); Crookston (33 mi). Living near a larger metro rarely changes what is available in Wood Lake.
• Smaller communities within reach: Johnstown (10 mi); Burton (38 mi); Nenzel (48 mi).
• Smaller places within 50 miles: 3 of them.
• At 100 miles: 65 larger Census places fall inside that radius.

Wood Lake in state context

Set beside Nebraska's 527 places, Wood Lake ranks 484th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Wood Lake ranks 67th of 527 in Nebraska (about the 87th percentile). By density, at about 151 people per square mile, it ranks 501st in Nebraska. In land area, Wood Lake ranks 325th among Nebraska's 527 places.

Wood Lake: area, density and distance

Inside Wood Lake's boundaries lie roughly 0.3 square miles of land and 0.01 square miles of water. The resulting density is about 151 people per square mile. The largest place in Nebraska, Omaha, lies about 235 miles away. Counting outward 50 miles, 10 larger communities surround Wood Lake. Within the same 50 miles lie 3 smaller Census places.

Getting a loan in Wood Lake

Wood Lake is a lightly settled community of about 48 people, with 10 larger places inside a 50-mile radius. Lenders licensed in Nebraska reach Wood Lake's 48 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Ainsworth, NE about 20 miles away.

Which Nebraska laws govern a loan in Wood Lake

These are Nebraska's sourced lending facts as they reach Wood Lake's 48 residents; the state has no city-level rate rule.

What shapes a Wood Lake personal loan

A Wood Lake personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 48 residents. The APR tracks your credit score rather than Wood Lake's rank of 484th in Nebraska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Wood Lake decides the split between a comfortable payment and the total interest you pay.