Personal loans in Wood Dale, IL

At about 13,774 residents, Wood Dale is larger than roughly 86% of the places in Illinois. The next larger city is Bensenville, IL about 2 miles away. State law, not city hall, decides what a lender may do to Wood Dale's roughly 13,774 residents, and a state regulator supervises it. Compare APR, not the interest rate, because the APR folds in most fees on a Wood Dale loan.

Local context for Wood Dale

The figures below are Wood Dale's own — Census population, land area and coordinates — followed by the Illinois rules.

• Population: 13,774 — Wood Dale ranks 179th of 1,294 communities in Illinois (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 2.1% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a loss of about 291 residents.
• Size percentile: with 13,774 residents, Wood Dale is larger than about 86% of Illinois's Census places.
• Land and density: 4.8 square miles of land carry roughly 2,876 residents per square mile.
• Land area: Wood Dale covers 4.8 square miles, the 267th-largest area among Illinois's 1,294 places.
• Water area rank: Wood Dale ranks 214th among Illinois's 1,294 places, with 0.10 sq mi.
• Share of state population: Wood Dale's 13,774 residents are about 0.1% of Illinois.
• Nationally: Wood Dale is the 2,513th-largest of 19,457 Census places in the dataset.
• Growth rank: Wood Dale's 2020-to-2023 change ranks 619th of 1,294 places in Illinois.
• Versus Illinois: the state average change is -2.0%, while Wood Dale moved 2.1%.
• Density in Illinois: Wood Dale ranks 126th by people per square mile.
• Density in context: Wood Dale's 2,876 people per square mile sit against a Illinois median of 993.
• Location: coordinates 41.9663, -87.9809 (US Census Bureau Gazetteer).
• Nearest larger cities: Bensenville (2 mi); Elk Grove Village (3 mi); Addison (3 mi); Elmhurst (5 mi); Roselle (5 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Itasca (2 mi); Northlake (5 mi); Schiller Park (6 mi).
• Within a 50-mile radius: 180 smaller Census places.
• At 100 miles: 190 larger Census places fall inside that radius.

Land, water and location for Wood Dale

Inside Wood Dale's boundaries lie roughly 4.8 square miles of land and 0.10 square miles of water. With 13,774 residents, the land area yields roughly 2,876 people per square mile. The largest place in Illinois, Chicago, lies about 18 miles away. Counting outward 50 miles, 145 larger communities surround Wood Dale. Within the same 50 miles lie 180 smaller Census places.

How Illinois law applies in Wood Dale

This table holds the Illinois rate and licensing rules for consumer loans made to Wood Dale's 13,774 residents.

Lender access in Wood Dale

Wood Dale is a fairly dense community of about 13,774 people, with 145 larger places inside a 50-mile radius. Lenders licensed in Illinois reach Wood Dale's 13,774 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Bensenville, IL about 2 miles away.

Steps to take before a Wood Dale loan

For Wood Dale's roughly 13,774 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Verify the lender's Illinois licence with the regulator listed on this page.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Keep the amount to the expense; an approval is not a reason to take more.

None of these steps is Wood Dale-specific: the same Illinois licensing and disclosure rules reach all 13,774 residents.

Wood Dale against the rest of Illinois

Within Illinois, Wood Dale holds roughly 0.1% of all residents, the 179th-largest share among 1,294 places. For population change between 2020 and 2023, Wood Dale ranks 619th of 1,294 in Illinois (about the 52th percentile). Its roughly 2,876 residents per square mile place it 126th among Illinois's places. By land area, its 4.8 square miles rank 267th of 1,294 places in Illinois.