Personal loans in Winslow, AR
Two households in Winslow with comparable incomes can still be offered different rates; the city's 363 residents are not the reason. For a community of about 363, the practical step is to compare APR across at least three lenders before committing. At about 363 residents, Winslow is larger than roughly 39% of the places in Arkansas. A single loan can carry different costs on either side of a state line, and Winslow sits on the Arkansas side of that line. From the 2020 Census base to the 2023 estimate, the population declined by about 0.5%. A larger market lies at West Fork, AR about 10 miles away.
Winslow by the numbers
Here is the sourced Census picture for Winslow, plus the Arkansas lending rules that apply to a loan taken out here.
- Population: about 363, ranked 304th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 0.5% fewer residents than the 2020 Census counted.
- Absolute change: 2 residents lost between 2020 and 2023.
- Size percentile: Winslow's 363 people outrank roughly 39% of the places in Arkansas.
- Land and density: 1.8 square miles of land carry roughly 199 residents per square mile.
- By land area: Winslow ranks 265th among Arkansas's 500 places, at 1.8 sq mi.
- Share of Arkansas: Winslow holds about 0.0% of the state's population, some 363 people.
- Nationally: Winslow is the 14,490th-largest of 19,457 Census places in the dataset.
- Growth in Arkansas: Winslow stands 265th by percentage change from 2020 to 2023, among 500 places.
- Against the state trend: Winslow's 0.5% change compares with a Arkansas average of +0.3% across its 500 places.
- Density in Arkansas: Winslow ranks 379th by people per square mile.
- Density vs Arkansas: Winslow's 199 people per square mile compare with a state median of 386.
- Location: 35.8015 / -94.1318, per the US Census Bureau Gazetteer.
- Nearest larger cities: West Fork (10 mi); Mountainburg (11 mi); Greenland (14 mi); Prairie Grove (16 mi); Elkins (16 mi). Online lenders reach Winslow no matter how far the nearest branch is.
- Smaller places close by: Chester (9 mi); Rudy (20 mi); St. Paul (20 mi).
- Smaller places within 50 miles: 18 of them.
- Larger places within 100 miles: 225.
Arkansas rules behind a Winslow personal loan
Arkansas has no separate rate rule for Winslow; the sourced rows below are what reach every lender that serves its 363 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
Winslow against the rest of Arkansas
Winslow is the 304th-largest of 500 Census places in Arkansas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Winslow stands 265th among Arkansas's 500 places — roughly the 47th percentile. At about 199 people per square mile, Winslow is the 379th most densely settled place in Arkansas. Within 50 miles sit 18 smaller Census places, alongside the 68 that are larger.
Where Winslow sits
Winslow covers about 1.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 363 residents, the land area yields roughly 199 people per square mile. The largest place in Arkansas, Little Rock, lies about 125 miles away. Winslow has 68 larger places within a 50-mile radius. By land area it ranks 265th of 500 Arkansas places.
What shapes a Winslow personal loan
With roughly 363 residents, Winslow is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Winslow lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Winslow loan but raises total interest, so the smallest payment is not the cheapest loan.
What is available to Winslow borrowers
At roughly 199 people per square mile, Winslow is lightly settled; 68 larger places lie within 50 miles. A Arkansas licence lets a lender serve Winslow without a local office, so branch density does not change what its 363 residents are offered. The nearest bigger place is West Fork, AR about 10 miles away.
Common questions
What are my options in Winslow if my credit is poor?
What loan size can I expect in Winslow?
Do I have to pledge anything to borrow in Winslow?
Does comparing loans in Winslow cost me credit score points?
Nearby places
- Chester, AR — population 149
- West Fork, AR — population 2,353
- Mountainburg, AR — population 529
- Greenland, AR — population 1,220
- Elkins, AR — population 3,889
- Prairie Grove, AR — population 8,186
- Farmington, AR — population 9,761
- Fayetteville, AR — population 101,680