Personal loans in Winslow, AR

Two households in Winslow with comparable incomes can still be offered different rates; the city's 363 residents are not the reason. For a community of about 363, the practical step is to compare APR across at least three lenders before committing. At about 363 residents, Winslow is larger than roughly 39% of the places in Arkansas. A single loan can carry different costs on either side of a state line, and Winslow sits on the Arkansas side of that line. From the 2020 Census base to the 2023 estimate, the population declined by about 0.5%. A larger market lies at West Fork, AR about 10 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Winslow by the numbers

Here is the sourced Census picture for Winslow, plus the Arkansas lending rules that apply to a loan taken out here.

Arkansas rules behind a Winslow personal loan

Arkansas has no separate rate rule for Winslow; the sourced rows below are what reach every lender that serves its 363 people.

RuleDetailSource
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Payday lending statusNot permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008
Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down".
Arkansas Attorney General — Consumer Protection Division
as of 2026-09-16
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.
Arkansas State Bank Department
as of 2026-09-16

Winslow against the rest of Arkansas

Winslow is the 304th-largest of 500 Census places in Arkansas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Winslow stands 265th among Arkansas's 500 places — roughly the 47th percentile. At about 199 people per square mile, Winslow is the 379th most densely settled place in Arkansas. Within 50 miles sit 18 smaller Census places, alongside the 68 that are larger.

Where Winslow sits

Winslow covers about 1.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 363 residents, the land area yields roughly 199 people per square mile. The largest place in Arkansas, Little Rock, lies about 125 miles away. Winslow has 68 larger places within a 50-mile radius. By land area it ranks 265th of 500 Arkansas places.

What shapes a Winslow personal loan

With roughly 363 residents, Winslow is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Winslow lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Winslow loan but raises total interest, so the smallest payment is not the cheapest loan.

What is available to Winslow borrowers

At roughly 199 people per square mile, Winslow is lightly settled; 68 larger places lie within 50 miles. A Arkansas licence lets a lender serve Winslow without a local office, so branch density does not change what its 363 residents are offered. The nearest bigger place is West Fork, AR about 10 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Winslow if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Winslow is the same as anywhere in Arkansas.
What loan size can I expect in Winslow?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Winslow?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Winslow cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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