Personal loans in Winneconne, WI
By population, Winneconne sits at 234th in Wisconsin, with an estimated 2,502 residents. Winneconne is a small community in Wisconsin, with an estimated 2,502 residents, and every licensed lender here follows the same state rulebook.
The trend for Winneconne between 2020 and 2023 is downward by roughly 1.5%. Pull your credit reports and line up at least three offers before you apply from Winneconne. Consumer lending that reaches Winneconne's 2,502 residents is governed by Wisconsin statute; no city ordinance changes it. The next larger city is Omro, WI about 5 miles away.
Where Winneconne stands
Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.
- Population: 2,502 people, a figure that places Winneconne 234th among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: About 1.5% below the 2020 Census base.
- People gained or lost: about 39 fewer since the 2020 base.
- Size percentile: about 61% of Wisconsin's Census places are smaller than Winneconne.
- Land and density: 1.5 square miles of land carry roughly 1,687 residents per square mile.
- Land area: Winneconne covers 1.5 square miles, the 393rd-largest area among Wisconsin's 605 places.
- Water area rank: Winneconne ranks 79th among Wisconsin's 605 places, with 0.43 sq mi.
- State share: roughly 0.1% of Wisconsin's residents live in Winneconne (2,502 people).
- National rank: Winneconne is 6,838th of 19,457 places nationwide.
- Growth in Wisconsin: Winneconne stands 462nd by percentage change from 2020 to 2023, among 605 places.
- Against the state trend: Winneconne's 1.5% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density rank: Winneconne places 92nd among Wisconsin's places by people per square mile.
- Density in context: Winneconne's 1,687 people per square mile sit against a Wisconsin median of 800.
- Location: mapped by the US Census Bureau at 44.1113, -88.7120.
- Nearest larger cities: Omro (5 mi); Oshkosh (10 mi); Neenah (12 mi); Fox Crossing (14 mi); Greenville (14 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Fremont (13 mi); Weyauwega (18 mi); Stockbridge (20 mi).
- Smaller neighbours: 71 places smaller than Winneconne sit within 50 miles.
- Larger places within 100 miles: 169.
Where Winneconne sits
Winneconne covers about 1.5 square miles of land, with 0.43 square miles of water inside its boundaries (Census Gazetteer). With 2,502 residents, the land area yields roughly 1,687 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 81 miles away. Within 50 miles of Winneconne there are 47 larger Census places. By land area it ranks 393rd of 605 Wisconsin places.
Winneconne against the rest of Wisconsin
Within Wisconsin, Winneconne holds roughly 0.1% of all residents, the 234th-largest share among 605 places. On the 2020-to-2023 trend, Winneconne stands 462nd among Wisconsin's 605 places — roughly the 24th percentile. At about 1,687 people per square mile, Winneconne is the 92nd most densely settled place in Wisconsin. Within 50 miles sit 71 smaller Census places, alongside the 47 that are larger.
How lenders reach Winneconne
Winneconne is a moderately settled community of about 2,502 people, with 47 larger places inside a 50-mile radius. Lenders licensed in Wisconsin reach Winneconne's 2,502 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Omro, WI about 5 miles away.
A pre-application checklist for Winneconne
These steps shape the offer you get in Winneconne, a place of about 2,502 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Check the Wisconsin regulator's records to confirm the lender is licensed here.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
None of these steps is Winneconne-specific: the same Wisconsin licensing and disclosure rules reach all 2,502 residents.
What Wisconsin law requires in Winneconne
Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Winneconne lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Common questions
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What loan size can I expect in Winneconne?
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Nearby places
- Omro, WI — population 3,623
- Oshkosh, WI — population 66,184
- Fremont, WI — population 681
- Hortonville, WI — population 3,364
- Neenah, WI — population 27,453
- Greenville, WI — population 13,286
- Fox Crossing, WI — population 18,947
- Berlin, WI — population 5,611