Personal loans in Windcrest, TX

For a community of about 5,759, the practical step is to compare APR across at least three lenders before committing. Lenders active in Windcrest report to a Texas supervisor, identified in the sourced rows below. The 2020 count to the 2023 estimate shows about 1.9% decline in Windcrest. The closest larger place is Kirby, TX about 4 miles away.

Windcrest by the numbers

Here is the sourced Census picture for Windcrest, plus the Texas lending rules that apply to a loan taken out here.

• Population: the Census counts 5,759 residents in Windcrest (Vintage 2023 subcounty estimate), the 348th-largest figure among Texas's 1,224 places.
• Population trend: The 2020-to-2023 change is negative, near 1.9%.
• Net change: roughly 109 fewer people than the 2020 Census counted.
• Size percentile: about 72% of Texas communities are smaller than Windcrest (5,759 residents).
• Density: the Census land area of 2.1 sq mi holds about 2,679 people per square mile.
• Land area: Windcrest covers 2.1 square miles, the 650th-largest area among Texas's 1,224 places.
• State population share: Windcrest accounts for about 0.0% of everyone in Texas.
• National rank: Windcrest is 4,460th of 19,457 places nationwide.
• Growth rank: Windcrest's 2020-to-2023 change ranks 1,035th of 1,224 places in Texas.
• Versus Texas: the state average change is +6.5%, while Windcrest moved 1.9%.
• Density in Texas: Windcrest ranks 102nd by people per square mile.
• Density in context: Windcrest's 2,679 people per square mile sit against a Texas median of 840.
• Location: 29.5148, -98.3813 (US Census Bureau Gazetteer).
• Nearest larger cities: Kirby (4 mi); Live Oak (4 mi); Converse (5 mi); Universal City (5 mi); Alamo Heights (6 mi). Living near a larger metro rarely changes what is available in Windcrest.
• Smaller communities close by: Terrell Hills (5 mi); Olmos Park (7 mi); Hill Country Village (8 mi), each with its own Census population profile.
• Smaller neighbours: 44 places smaller than Windcrest sit within 50 miles.
• At 100 miles: 50 larger Census places fall inside that radius.

Texas rules behind a Windcrest personal loan

Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Windcrest lender must follow.

Where Windcrest sits

The Census Gazetteer records about 2.1 square miles of land within Windcrest, with no significant water area listed. That land carries about 2,679 people per square mile. The state's population centre of gravity, Houston, is roughly 181 miles away. Within 50 miles of Windcrest there are 22 larger Census places. Within the same 50 miles lie 44 smaller Census places.

The Windcrest borrowing checklist

Before you hand your details to a lender in Windcrest, where the population is near 5,759:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Texas regulator's licence list.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Make sure the new payment leaves room in a budget you already keep.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

The process is identical across Texas; what changes is your credit file, not the fact that Windcrest holds 5,759 people.

Windcrest against the rest of Texas

Against Texas's other places, Windcrest accounts for about 0.0% of the state's population and ranks 348th of 1,224 by size. Its 2020-to-2023 change ranks 1,035th of 1,224 Texas places, putting it near the 15th percentile for growth. Its roughly 2,679 residents per square mile place it 102nd among Texas's places. Between 2020 and 2023 the count changed by roughly 109 residents.

Inside a Windcrest personal loan

Windcrest is a small town of about 5,759 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Windcrest lender to disclose the APR and finance charge before you sign. The term you choose in Windcrest decides the split between a comfortable payment and the total interest you pay.