Personal loans in Wilsonville, IL

The trend for Wilsonville between 2020 and 2023 is downward by roughly 2.0%. Judge Wilsonville offers on total cost, not on how quickly the money arrives. A larger market lies at Benld, IL about 3 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Wilsonville's 527 residents.

Where Wilsonville stands

Wilsonville is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 527, ranked 840th of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 2.0% fewer residents than the 2020 Census counted.
• Absolute change: 11 residents lost between 2020 and 2023.
• Size percentile: Wilsonville's 527 people outrank roughly 35% of the places in Illinois.
• Density: the Census land area of 1.0 sq mi holds about 551 people per square mile.
• By land area: Wilsonville ranks 780th among Illinois's 1,294 places, at 1.0 sq mi.
• Water area rank: Wilsonville ranks 383rd among Illinois's 1,294 places, with 0.03 sq mi.
• Share of state population: Wilsonville's 527 residents are about 0.0% of Illinois.
• National rank: Wilsonville is 12,955th of 19,457 places nationwide.
• Growth rank: Wilsonville's 2020-to-2023 change ranks 610th of 1,294 places in Illinois.
• State comparison: Illinois's places average -2.0% for 2020-to-2023, against Wilsonville's 2.0%.
• Density rank: Wilsonville is the 965th most densely settled place in Illinois.
• Against the state median: Wilsonville runs about 551 residents per square mile, where the Illinois median is 993.
• Location: coordinates 39.0690, -89.8551 (US Census Bureau Gazetteer).
• Nearest larger cities: Benld (3 mi); Gillespie (4 mi); Staunton (5 mi); Bunker Hill (5 mi); Mount Olive (7 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Dorchester (2 mi); Mount Clare (2 mi); Sawyerville (3 mi), each with its own Census population profile.
• Smaller neighbours: 90 places smaller than Wilsonville sit within 50 miles.
• At 100 miles: 390 larger Census places fall inside that radius.

Where Wilsonville sits

The Census Gazetteer records 1.0 square miles of land and 0.03 square miles of water within Wilsonville. The resulting density is about 551 people per square mile. Chicago, the largest place in Illinois, is about 223 miles from Wilsonville. Within 50 miles of Wilsonville there are 184 larger Census places. Within the same 50 miles lie 90 smaller Census places.

How a Wilsonville personal loan is priced

A Wilsonville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 527 residents. Two numbers drive a Wilsonville loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Wilsonville loan but raises total interest, so the smallest payment is not the cheapest loan.

Steps to take before a Wilsonville loan

Before you hand your details to a lender in Wilsonville, where the population is near 527:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Verify the lender's Illinois licence with the regulator listed on this page.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Check that the monthly payment fits your budget next to your existing obligations.

In Wilsonville as elsewhere in Illinois, the written terms — not the advertisement — are what count for its 527 residents.

The Illinois lending rules that reach Wilsonville

For the roughly 527 residents of Wilsonville, the rules below are Illinois's own; each row carries its publisher and retrieval date.

How Wilsonville compares across Illinois

Within Illinois, Wilsonville holds roughly 0.0% of all residents, the 840th-largest share among 1,294 places. Its 2020-to-2023 change ranks 610th of 1,294 Illinois places, putting it near the 53th percentile for growth. By density, at about 551 people per square mile, it ranks 965th in Illinois. Within 50 miles sit 90 smaller Census places, alongside the 184 that are larger.