Personal loans in Wilson, NY

To lend to Wilson's 1,219 residents, a company must hold a New York licence, and each sourced row below names the regulator behind it. At about 1,219 residents, Wilson is larger than roughly 35% of the places in New York. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Wilson loan. Wilson shed about 2.0% of its population between the 2020 base and the 2023 estimate. The nearest larger metro is Youngstown, NY about 12 miles away.

What the Census records for Wilson

Here is the sourced Census picture for Wilson, plus the New York lending rules that apply to a loan taken out here.

• Population: a Census-estimated 1,219, 388th among New York's 595 places (Vintage 2023).
• Population trend: A loss of roughly 2.0% between 2020 and 2023.
• Net change: roughly 25 fewer people than the 2020 Census counted.
• Size percentile: Wilson's 1,219 people outrank roughly 35% of the places in New York.
• Population density: 1,499 people per square mile on 0.8 square miles of land.
• Land area: Wilson covers 0.8 square miles, the 453rd-largest area among New York's 595 places.
• Water area rank: Wilson ranks 103rd among New York's 595 places, with 0.19 sq mi.
• State population share: Wilson accounts for about 0.0% of everyone in New York.
• National rank: Wilson sits 9,486th by population among the 19,457 places in this dataset.
• Growth in New York: Wilson stands 419th by percentage change from 2020 to 2023, among 595 places.
• Versus New York: the state average change is -1.1%, while Wilson moved 2.0%.
• Density rank: Wilson places 307th among New York's places by people per square mile.
• Against the state median: Wilson runs about 1,499 residents per square mile, where the New York median is 1,515.
• Location: it lies at 43.3147, -78.8284 in the Census Gazetteer.
• Nearest larger cities: Youngstown (12 mi); Lockport (12 mi); Lewiston (15 mi); Niagara Falls (18 mi); North Tonawanda (18 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Barker (14 mi); Lyndonville (22 mi); Corfu (33 mi), each with its own Census population profile.
• Smaller neighbours: 6 places smaller than Wilson sit within 50 miles.
• Within 100 miles: 85 places are larger than Wilson.

What a Wilson borrower is actually offered

With roughly 1,219 residents, Wilson is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Wilson. Because the payment is fixed, the total cost of a Wilson loan is knowable in advance — unlike a revolving card balance.

What is available to Wilson borrowers

Wilson is moderately settled, with about 1,499 people per square mile and 30 larger places within 50 miles. Lenders licensed in New York reach Wilson's 1,219 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Youngstown, NY about 12 miles away.

What New York law requires in Wilson

Every row below records a New York rule, its publisher and its retrieval date — the same rules a Wilson lender must follow.

How Wilson compares across New York

Against New York's other places, Wilson accounts for about 0.0% of the state's population and ranks 388th of 595 by size. Its 2020-to-2023 change ranks 419th of 595 New York places, putting it near the 30th percentile for growth. At about 1,499 people per square mile, Wilson is the 307th most densely settled place in New York. Within 50 miles sit 6 smaller Census places, alongside the 30 that are larger.

The Wilson borrowing checklist

For Wilson's roughly 1,219 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the New York regulator's licence records before you sign.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Check that the monthly payment fits your budget next to your existing obligations.

None of these steps is Wilson-specific: the same New York licensing and disclosure rules reach all 1,219 residents.