Personal loans in Williston Park, NY
About 7,459 people live in Williston Park, placing it 116th of 595 Census places in New York. In Williston Park, one of 595 Census places in New York, the figure to compare across lenders is the APR, not the advertised rate.
Work out your debt-to-income ratio first; lenders weigh it heavily, and Williston Park's 7,459 residents are no exception. Consumer lending that reaches Williston Park's 7,459 residents is governed by New York statute; no city ordinance changes it. Population in Williston Park dropped about 1.7% over the three years from 2020 to 2023. The closest larger place is Mineola, NY about 1 miles away.
Williston Park: the sourced local profile
Set out below is Williston Park's local context next to the state-level rules that reach every lender here.
- Population: about 7,459, ranked 116th of 595 places in New York (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 1.7% between 2020 and 2023.
- Net change: roughly 128 fewer people than the 2020 Census counted.
- Size percentile: about 81% of New York communities are smaller than Williston Park (7,459 residents).
- Population density: 11,915 people per square mile on 0.6 square miles of land.
- By land area: Williston Park ranks 502nd among New York's 595 places, at 0.6 sq mi.
- Within New York: about 0.1% of the state's population lives in Williston Park.
- National standing: Williston Park ranks 3,841st of 19,457 US places.
- Growth in New York: Williston Park stands 333rd by percentage change from 2020 to 2023, among 595 places.
- State comparison: New York's places average -1.1% for 2020-to-2023, against Williston Park's 1.7%.
- Density rank: Williston Park is the 14th most densely settled place in New York.
- Against the state median: Williston Park runs about 11,915 residents per square mile, where the New York median is 1,515.
- Location: 40.7588, -73.6466 (US Census Bureau Gazetteer).
- Nearest larger cities: Mineola (1 mi); Garden City (2 mi); New Hyde Park (3 mi); Westbury (3 mi); Floral Park (4 mi). Lenders licensed in the state serve Williston Park whether or not they keep a local branch.
- Nearest smaller towns: East Williston (1 mi); North Hills (2 mi); Roslyn Estates (3 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 158 smaller Census places.
- At 100 miles: 234 larger Census places fall inside that radius.
New York rules behind a Williston Park personal loan
When New York does not publish a figure, the row links to the source instead of inventing a number; Williston Park is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed Lender license required (Banking Law Article 9, sections 340-361); administered via NMLS Source says: "The Department of Financial Services uses the Nationwide Multistate Licensing System and Registry (NMLS) to manage the Licensed Lender License." | New York State Department of Financial Services as of 2026-09-16 |
| Criminal usury in the second degree (Penal Law 190.40) | Interest rate exceeding 25% per annum; class E felony Source says: "at a rate exceeding twenty-five per centum per annum or the equivalent rate for a longer or shorter period" | New York State Senate (Open Legislation) as of 2026-09-16 |
Lender access in Williston Park
With about 11,915 residents per square mile, Williston Park is densely built, and 171 larger Census places sit within 50 miles. Lenders licensed in New York reach Williston Park's 7,459 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Mineola, NY about 1 miles away.
How Williston Park compares across New York
Among New York's 595 places, Williston Park sits at 116th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Williston Park stands 333rd among New York's 595 places — roughly the 44th percentile. At about 11,915 people per square mile, Williston Park is the 14th most densely settled place in New York. Within 50 miles sit 158 smaller Census places, alongside the 171 that are larger.
A pre-application checklist for Williston Park
These steps shape the offer you get in Williston Park, a place of about 7,459 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the lender holds a New York licence by checking the regulator named above.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
What differs between Williston Park and the rest of New York is not the process but the borrower's own file, among the 7,459 people here.
Where Williston Park sits
The Census Gazetteer records about 0.6 square miles of land within Williston Park, with no significant water area listed. That land carries about 11,915 people per square mile. For the state's biggest city, New York, the distance is roughly 17 miles. Williston Park has 171 larger places within a 50-mile radius. By land area it ranks 502nd of 595 New York places.
Common questions
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Nearby places
- East Williston, NY — population 2,599
- Mineola, NY — population 21,169
- Garden City, NY — population 22,835
- North Hills, NY — population 5,370
- Roslyn Estates, NY — population 1,315
- East Hills, NY — population 7,228
- Roslyn, NY — population 2,990
- New Hyde Park, NY — population 10,129