Personal loans in Willis, TX

Pull your credit reports and line up at least three offers before you apply from Willis. A lender that serves Willis operates under Texas lending statutes and a Texas supervisor. From the 2020 Census base to the 2023 estimate, the population rose by about 8.3%. The next larger city is Conroe, TX about 7 miles away.

The Willis data picture

Set out below is Willis's local context next to the state-level rules that reach every lender here.

• Population: a Census-estimated 6,964, 308th among Texas's 1,224 places (Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 8.3%.
• Net change: roughly 534 more people than the 2020 Census counted.
• Size percentile: about 75% of Texas communities are smaller than Willis (6,964 residents).
• Population density: about 1,471 people per square mile (Census land area 4.7 sq mi).
• By land area: Willis ranks 385th among Texas's 1,224 places, at 4.7 sq mi.
• Share of state population: Willis's 6,964 residents are about 0.0% of Texas.
• National rank: Willis sits 3,998th by population among the 19,457 places in this dataset.
• Growth in Texas: Willis stands 284th by percentage change from 2020 to 2023, among 1,224 places.
• Versus Texas: the state average change is +6.5%, while Willis moved 8.3%.
• Density in Texas: Willis ranks 289th by people per square mile.
• Against the state median: Willis runs about 1,471 residents per square mile, where the Texas median is 840.
• Location: coordinates 30.4342, -95.4842 (US Census Bureau Gazetteer).
• Nearest larger cities: Conroe (7 mi); Huntsville (19 mi); Cleveland (24 mi); Tomball (25 mi); Humble (33 mi). A branch is convenient; it is not what sets your APR.
• Smaller places nearby: Panorama Village (4 mi); New Waverly (7 mi); Cut and Shoot (11 mi).
• Within a 50-mile radius: 45 smaller Census places.
• Larger places within 100 miles: 61.

Texas rules behind a Willis personal loan

Read the table as a lender's compliance picture for Willis: the rule, the sourced figure, the publisher and the date.

Where Willis sits in Texas

Among Texas's 1,224 places, Willis sits at 308th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Willis ranks 284th of 1,224 in Texas (about the 77th percentile). Its roughly 1,471 residents per square mile place it 289th among Texas's places. In land area, Willis ranks 385th among Texas's 1,224 places.

Before you apply in Willis

Before you apply in Willis, a community of about 6,964, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Texas licence with the regulator named above before committing.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Look for an origination fee or prepayment penalty in the written disclosure.

What differs between Willis and the rest of Texas is not the process but the borrower's own file, among the 6,964 people here.

Willis on the map

Willis's land area is roughly 4.7 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,471 residents per square mile. The state's population centre of gravity, Houston, is roughly 45 miles away. Willis has 16 larger places within a 50-mile radius. The 100-mile radius contains 61 larger places.

What a Willis borrower is actually offered

Willis is a small town of about 6,964 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Willis's rank of 308th in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Willis loan raises the monthly payment but cuts the interest; lengthening it does the reverse.