Personal loans in Williamsburg, VA

The nearest larger city is Newport News, VA about 17 miles away. Williamsburg gained roughly 2.8% in population across the 2020-to-2023 comparison. Every figure below is Virginia's own, applied to Williamsburg's 15,847 residents, with the publisher and retrieval date attached. Judge Williamsburg offers on total cost, not on how quickly the money arrives.

Williamsburg: population, trend and location

Most of what governs a Williamsburg loan is written in Virginia law rather than in the city; the sourced notes below make that split concrete.

• Population: 15,847 residents; Williamsburg is the 34th-largest of 227 places in Virginia (US Census Bureau, Vintage 2023).
• Population trend: A rise of about 2.8% from 2020 to 2023.
• Absolute change: 434 residents added between 2020 and 2023.
• Size percentile: roughly 85% of Virginia places rank below Williamsburg.
• Land and density: 8.9 square miles of land carry roughly 1,773 residents per square mile.
• Land area: Williamsburg covers 8.9 square miles, the 39th-largest area among Virginia's 227 places.
• Water: Williamsburg holds about 0.16 square miles, the 26th-largest water area in Virginia.
• State population share: Williamsburg accounts for about 0.5% of everyone in Virginia.
• National rank: Williamsburg sits 2,273rd by population among the 19,457 places in this dataset.
• Growth rank: Williamsburg's 2020-to-2023 change ranks 37th of 227 places in Virginia.
• Versus Virginia: the state average change is -0.0%, while Williamsburg moved 2.8%.
• Density in Virginia: Williamsburg ranks 45th by people per square mile.
• Against the state median: Williamsburg runs about 1,773 residents per square mile, where the Virginia median is 823.
• Location: 37.2695, -76.7082 (Census Gazetteer coordinates).
• Nearest larger cities: Newport News (17 mi); Hampton (27 mi); Hopewell (33 mi); Portsmouth (34 mi); Norfolk (35 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Surry (11 mi); Claremont (15 mi); Dendron (20 mi).
• Smaller places within 50 miles: 24 of them.
• Within 100 miles: 14 places are larger than Williamsburg.

How lenders reach Williamsburg

Williamsburg is moderately settled, with about 1,773 people per square mile and 10 larger places within 50 miles. What is available to Williamsburg's 15,847 borrowers is set by Virginia licensing and your own credit, not by how many branches are nearby. The nearest larger city, Newport News, VA about 17 miles away.

How Williamsburg compares across Virginia

Within Virginia, Williamsburg holds roughly 0.5% of all residents, the 34th-largest share among 227 places. For population change between 2020 and 2023, Williamsburg ranks 37th of 227 in Virginia (about the 84th percentile). At about 1,773 people per square mile, Williamsburg is the 45th most densely settled place in Virginia. Between 2020 and 2023 the count changed by roughly 434 residents.

How personal loans work in Williamsburg

A Williamsburg personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 15,847 residents. A lender serving Williamsburg's 15,847 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Williamsburg loan is knowable in advance — unlike a revolving card balance.

Where Williamsburg sits

The Census Gazetteer records 8.9 square miles of land and 0.16 square miles of water within Williamsburg. With 15,847 residents, the land area yields roughly 1,773 people per square mile. The largest place in Virginia, Virginia Beach, lies about 50 miles away. Within 50 miles of Williamsburg there are 10 larger Census places. The 100-mile radius contains 14 larger places.

What Virginia law requires in Williamsburg

Every row below records a Virginia rule, its publisher and its retrieval date — the same rules a Williamsburg lender must follow.