Personal loans in Wilkeson, WA
A personal loan in Wilkeson is priced from your credit file and income, not from the fact that the city holds 484 people.
To lend to Wilkeson's 484 residents, a company must hold a Washington licence, and each sourced row below names the regulator behind it. At about 484 residents, Wilkeson is larger than roughly 15% of the places in Washington. For a community of about 484, the practical step is to compare APR across at least three lenders before committing. The trend for Wilkeson between 2020 and 2023 is downward by roughly 2.8%. The nearest larger city is Carbonado, WA about 1 miles away.
What the Census records for Wilkeson
Only a few things actually differ by place — population, area, location, and the Washington rules a lender must follow — and they are below.
- Population: an estimated 484 residents, 239th of 281 places in Washington (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 2.8%.
- People gained or lost: about 14 fewer since the 2020 base.
- Size percentile: bigger than about 15% of the places in Washington, with 484 residents in Wilkeson.
- Population density: about 1,039 people per square mile (Census land area 0.5 sq mi).
- By land area: Wilkeson ranks 248th among Washington's 281 places, at 0.5 sq mi.
- State population share: Wilkeson accounts for about 0.0% of everyone in Washington.
- National rank: Wilkeson sits 13,306th by population among the 19,457 places in this dataset.
- Growth rank: Wilkeson's 2020-to-2023 change ranks 259th of 281 places in Washington.
- State comparison: Washington's places average +2.8% for 2020-to-2023, against Wilkeson's 2.8%.
- Density in Washington: Wilkeson ranks 194th by people per square mile.
- Against the state median: Wilkeson runs about 1,039 residents per square mile, where the Washington median is 1,518.
- Location: 47.1013, -122.0525 (Census Gazetteer coordinates).
- Nearest larger cities: Carbonado (1 mi); Buckley (4 mi); Orting (7 mi); Enumclaw (8 mi); Bonney Lake (9 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller places: South Prairie (3 mi); Beaux Arts Village (34 mi); Hunts Point (38 mi).
- Smaller places within 50 miles: 3 of them.
- Within 100 miles: 156 places are larger than Wilkeson.
The Washington lending rules that reach Wilkeson
For the roughly 484 residents of Wilkeson, the rules below are Washington's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
Where Wilkeson sits in Washington
Against Washington's other places, Wilkeson accounts for about 0.0% of the state's population and ranks 239th of 281 by size. On the 2020-to-2023 trend, Wilkeson stands 259th among Washington's 281 places — roughly the 8th percentile. Its roughly 1,039 residents per square mile place it 194th among Washington's places. Within 50 miles sit 3 smaller Census places, alongside the 70 that are larger.
How lenders reach Wilkeson
Wilkeson is moderately settled, with about 1,039 people per square mile and 70 larger places within 50 miles. What is available to Wilkeson's 484 borrowers is set by Washington licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Carbonado, WA about 1 miles away.
What a Wilkeson borrower is actually offered
Most loans made to Wilkeson's 484 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Wilkeson's 484 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Wilkeson decides the split between a comfortable payment and the total interest you pay.
The Wilkeson borrowing checklist
A sensible order of operations for a loan in Wilkeson, home to about 484 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Washington licence with the regulator listed on this page.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
None of these steps is Wilkeson-specific: the same Washington licensing and disclosure rules reach all 484 residents.
Common questions
What are my options in Wilkeson if my credit is poor?
What loan size can I expect in Wilkeson?
Do I have to pledge anything to borrow in Wilkeson?
Does comparing loans in Wilkeson cost me credit score points?
Nearby places
- Carbonado, WA — population 737
- South Prairie, WA — population 363
- Buckley, WA — population 5,603
- Enumclaw, WA — population 12,697
- Bonney Lake, WA — population 22,835
- Orting, WA — population 8,955
- Black Diamond, WA — population 6,602
- Sumner, WA — population 10,853