Personal loans in White Plains, GA

With an estimated 269 residents, White Plains is the 460th-largest of 536 places in Georgia. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach White Plains's 269 residents. From the 2020 Census base to the 2023 estimate, the population rose by about 11.6%. The nearest larger city is Crawfordville, GA about 10 miles away.

Where White Plains stands

The figures below are White Plains's own — Census population, land area and coordinates — followed by the Georgia rules.

• Population: 269 people, a figure that places White Plains 460th among the 536 Census places in Georgia (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 11.6% across the 2020-to-2023 comparison.
• Absolute change: 28 residents added between 2020 and 2023.
• Size percentile: White Plains sits ahead of around 14% of Georgia places, at 269 people.
• Density: roughly 52 residents per square mile, spread over 5.2 sq mi of land.
• Land area: White Plains covers 5.2 square miles, the 175th-largest area among Georgia's 536 places.
• Water: White Plains holds about 0.05 square miles, the 178th-largest water area in Georgia.
• Within Georgia: about 0.0% of the state's population lives in White Plains.
• National rank: White Plains is 15,511th of 19,457 places nationwide.
• Growth rank: White Plains ranks 55th among Georgia's 536 places for the 2020-to-2023 change.
• State comparison: Georgia's places average +3.4% for 2020-to-2023, against White Plains's 11.6%.
• Density in Georgia: White Plains ranks 529th by people per square mile.
• Density vs Georgia: White Plains's 52 people per square mile compare with a state median of 536.
• Location: 33.4803, -83.0363 (US Census Bureau Gazetteer).
• Nearest larger cities: Crawfordville (10 mi); Union Point (10 mi); Greensboro (11 mi); Woodville (14 mi); Sparta (15 mi). Lenders licensed in the state serve White Plains whether or not they keep a local branch.
• Nearest smaller places: Siloam (5 mi); Sharon (15 mi); Norwood (19 mi).
• Smaller places within 50 miles: 16 of them.
• At 100 miles: 289 larger Census places fall inside that radius.

How White Plains compares across Georgia

White Plains is the 460th-largest of 536 Census places in Georgia and contains about 0.0% of the state's people. For population change between 2020 and 2023, White Plains ranks 55th of 536 in Georgia (about the 90th percentile). At about 52 people per square mile, White Plains is the 529th most densely settled place in Georgia. Between 2020 and 2023 the count changed by roughly 28 residents.

A practical checklist for White Plains borrowers

Before you apply in White Plains, a community of about 269, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Georgia regulator's licence records before you sign.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Check that the monthly payment fits your budget next to your existing obligations.

In White Plains as elsewhere in Georgia, the written terms — not the advertisement — are what count for its 269 residents.

Land, water and location for White Plains

White Plains covers about 5.2 square miles of land, with 0.05 square miles of water inside its boundaries (Census Gazetteer). That land carries about 52 people per square mile. For the state's biggest city, Atlanta, the distance is roughly 82 miles. Within 50 miles of White Plains there are 62 larger Census places. By land area it ranks 175th of 536 Georgia places.

How lenders reach White Plains

With about 52 residents per square mile, White Plains is sparsely settled, and 62 larger Census places sit within 50 miles. Lenders licensed in Georgia reach White Plains's 269 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Crawfordville, GA about 10 miles away.

Georgia consumer-lending rules applied in White Plains

Georgia has no separate rate rule for White Plains; the sourced rows below are what reach every lender that serves its 269 people.