Personal loans in Westport, SD

Westport is a small community in South Dakota, with an estimated 86 residents, and every licensed lender here follows the same state rulebook. Westport shed about 3.4% of its population between the 2020 base and the 2023 estimate. Read the disclosure for an origination fee and any prepayment penalty before signing in Westport. The closest larger city is Columbia, SD about 9 miles away.

The Westport data picture

Set out below is Westport's local context next to the state-level rules that reach every lender here.

• Population: 86 people, a figure that places Westport 236th among the 309 Census places in South Dakota (US Census Bureau, Vintage 2023).
• Population trend: Down about 3.4% from the 2020 Census base to the 2023 estimate.
• Absolute change: 3 residents lost between 2020 and 2023.
• Size percentile: about 24% of South Dakota communities are smaller than Westport (86 residents).
• Population density: about 366 people per square mile across 0.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Westport covers 0.2 square miles, the 277th-largest area among South Dakota's 309 places.
• State share: roughly 0.0% of South Dakota's residents live in Westport (86 people).
• Nationally: Westport is the 18,378th-largest of 19,457 Census places in the dataset.
• Growth rank: Westport ranks 281st among South Dakota's 309 places for the 2020-to-2023 change.
• Versus South Dakota: the state average change is +0.9%, while Westport moved 3.4%.
• Density in South Dakota: Westport ranks 190th by people per square mile.
• Density vs South Dakota: Westport's 366 people per square mile compare with a state median of 581.
• Location: 45.6478, -98.4981 (Census Gazetteer coordinates).
• Nearest larger cities: Columbia (9 mi); Frederick (13 mi); Aberdeen (13 mi); Leola (22 mi); Warner (22 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Wetonka (13 mi); Forbes (25 mi); Stratford (25 mi).
• Smaller neighbours: 15 places smaller than Westport sit within 50 miles.
• At 100 miles: 118 larger Census places fall inside that radius.

The state rulebook for Westport

Below are the South Dakota rules that apply to a loan made in Westport, each with the regulator that issued it.

Getting a loan in Westport

Westport is a lightly settled community of about 86 people, with 25 larger places inside a 50-mile radius. Lenders licensed in South Dakota reach Westport's 86 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Columbia, SD about 9 miles away.

A practical checklist for Westport borrowers

These steps shape the offer you get in Westport, a place of about 86 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a South Dakota licence by checking the regulator named above.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Make sure the new payment leaves room in a budget you already keep.
7. Weigh a shorter term's higher payment against the interest it saves.

In Westport as elsewhere in South Dakota, the written terms — not the advertisement — are what count for its 86 residents.

Where Westport sits

Westport's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 366 residents per square mile. Sioux Falls, the largest place in South Dakota, is about 170 miles from Westport. Westport has 25 larger places within a 50-mile radius. By land area it ranks 277th of 309 South Dakota places.

How Westport compares across South Dakota

Among South Dakota's 309 places, Westport sits at 236th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Westport ranks 281st of 309 in South Dakota (about the 9th percentile). At about 366 people per square mile, Westport is the 190th most densely settled place in South Dakota. Between 2020 and 2023 the count changed by roughly 3 residents.