Personal loans in Westfir, OR

Westfir, Oregon — home to about 256 people — is a small community, so the terms you are offered follow Oregon law rather than any local rule. With 256 residents, Westfir outranks about 12% of the communities in Oregon. Population in Westfir dropped about 2.3% over the three years from 2020 to 2023. Use the calculator on this page to price an amount and term before you commit in Westfir. The nearest larger metro is Oakridge, OR about 2 miles away.

Where Westfir stands

What follows is Westfir's place in the Census record, alongside the Oregon rules that govern a personal loan made here.

• Population: 256 — Westfir ranks 211th of 240 communities in Oregon (US Census Bureau, Vintage 2023).
• Population trend: About 2.3% below the 2020 Census base.
• Absolute change: 6 residents lost between 2020 and 2023.
• Size percentile: about 12% of Oregon communities are smaller than Westfir (256 residents).
• Density: roughly 815 residents per square mile, spread over 0.3 sq mi of land.
• Land area: Westfir covers 0.3 square miles, the 222nd-largest area among Oregon's 240 places.
• Share of state population: Westfir's 256 residents are about 0.0% of Oregon.
• National rank: Westfir sits 15,684th by population among the 19,457 places in this dataset.
• Growth rank: Westfir ranks 220th among Oregon's 240 places for the 2020-to-2023 change.
• Versus Oregon: the state average change is +0.7%, while Westfir moved 2.3%.
• Density in Oregon: Westfir ranks 190th by people per square mile.
• Density vs Oregon: Westfir's 815 people per square mile compare with a state median of 1,575.
• Location: mapped by the US Census Bureau at 43.7579, -122.5031.
• Nearest larger cities: Oakridge (2 mi); Lowell (18 mi); Cottage Grove (28 mi); Creswell (28 mi); Springfield (31 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller towns nearby: Waterloo (53 mi); Elkton (54 mi); Idanha (68 mi).
• Smaller neighbours: 0 places smaller than Westfir sit within 50 miles.
• At 100 miles: 85 larger Census places fall inside that radius.

Oregon consumer-lending rules applied in Westfir

Oregon has no separate rate rule for Westfir; the sourced rows below are what reach every lender that serves its 256 people.

Westfir against the rest of Oregon

Set beside Oregon's 240 places, Westfir ranks 211th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Westfir ranks 220th of 240 in Oregon (about the 8th percentile). By density, at about 815 people per square mile, it ranks 190th in Oregon. In land area, Westfir ranks 222nd among Oregon's 240 places.

What is available to Westfir borrowers

Westfir is moderately settled, with about 815 people per square mile and 16 larger places within 50 miles. Lenders licensed in Oregon reach Westfir's 256 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Oakridge, OR about 2 miles away.

The anatomy of a Westfir personal loan

With roughly 256 residents, Westfir is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Westfir lender to disclose the APR and finance charge before you sign. The term you choose in Westfir decides the split between a comfortable payment and the total interest you pay.

Land, water and location for Westfir

The Census Gazetteer records about 0.3 square miles of land within Westfir, with no significant water area listed. Spread across it are roughly 815 residents per square mile. Portland, the largest place in Oregon, is about 123 miles from Westfir. Counting outward 50 miles, 16 larger communities surround Westfir. The 100-mile radius contains 85 larger places.