Personal loans in West Richland, WA

West Richland is home to roughly 18,456 people and stands 61st by size out of 281 Census places in Washington. Compare APR, not the interest rate, because the APR folds in most fees on a West Richland loan. Census figures put the 2020-to-2023 increase in West Richland at about 13.2%. To lend to West Richland's 18,456 residents, a company must hold a Washington licence, and each sourced row below names the regulator behind it. Borrowers who want a bigger city can look to Richland, WA about 5 miles away.

West Richland by the numbers

The figures below are West Richland's own — Census population, land area and coordinates — followed by the Washington rules.

• Population: 18,456 people, a figure that places West Richland 61st among the 281 Census places in Washington (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 13.2% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a gain of about 2,155 residents.
• Size percentile: about 78% of Washington communities are smaller than West Richland (18,456 residents).
• Land and density: 22.1 square miles of land carry roughly 835 residents per square mile.
• By land area: West Richland ranks 19th among Washington's 281 places, at 22.1 sq mi.
• Water: West Richland holds about 0.17 square miles, the 92nd-largest water area in Washington.
• Within Washington: about 0.4% of the state's population lives in West Richland.
• National rank: West Richland is 2,016th of 19,457 places nationwide.
• Growth in Washington: West Richland stands 18th by percentage change from 2020 to 2023, among 281 places.
• Against the state trend: West Richland's 13.2% change compares with a Washington average of +2.8% across its 281 places.
• Density in Washington: West Richland ranks 220th by people per square mile.
• Density vs Washington: West Richland's 835 people per square mile compare with a state median of 1,518.
• Location: coordinates 46.3138, -119.3878 (US Census Bureau Gazetteer).
• Nearest larger cities: Richland (5 mi); Kennewick (13 mi); Pasco (13 mi); Hermiston (34 mi); Walla Walla (53 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Benton City (6 mi); Prosser (20 mi); Grandview (25 mi) — useful context for the surrounding area.
• Smaller neighbours: 22 places smaller than West Richland sit within 50 miles.
• Within 100 miles: 9 places are larger than West Richland.

What shapes a West Richland personal loan

With roughly 18,456 residents, West Richland is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a West Richland lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a West Richland loan is knowable in advance — unlike a revolving card balance.

Where West Richland sits

West Richland's land area is about 22.1 square miles; a further 0.17 square miles is water. With 18,456 residents, the land area yields roughly 835 people per square mile. The largest place in Washington, Seattle, lies about 166 miles away. Within 50 miles of West Richland there are 4 larger Census places. Within the same 50 miles lie 22 smaller Census places.

The state rulebook for West Richland

For the roughly 18,456 residents of West Richland, the rules below are Washington's own; each row carries its publisher and retrieval date.

Borrowing reach in West Richland

With about 835 residents per square mile, West Richland is moderately settled, and 4 larger Census places sit within 50 miles. Lenders licensed in Washington reach West Richland's 18,456 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Richland, WA about 5 miles away.

West Richland's place among Washington's 281 places

Within Washington, West Richland holds roughly 0.4% of all residents, the 61st-largest share among 281 places. Its 2020-to-2023 change ranks 18th of 281 Washington places, putting it near the 94th percentile for growth. At about 835 people per square mile, West Richland is the 220th most densely settled place in Washington. By land area, its 22.1 square miles rank 19th of 281 places in Washington.