Personal loans in Wesleyville, PA
Two households in Wesleyville with comparable incomes can still be offered different rates; the city's 3,148 residents are not the reason. Population in Wesleyville dropped about 2.4% over the three years from 2020 to 2023.
An estimated 3,148 people make their home in Wesleyville, a figure that ranks 305th in Pennsylvania. Compare APR, not the interest rate, because the APR folds in most fees on a Wesleyville loan. Consumer lending that reaches Wesleyville's 3,148 residents is governed by Pennsylvania statute; no city ordinance changes it. The next larger city is Erie, PA about 3 miles away.
Wesleyville: population, trend and location
Wesleyville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 3,148 residents, 305th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 2.4% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 77 residents.
- Size percentile: bigger than about 70% of the places in Pennsylvania, with 3,148 residents in Wesleyville.
- Density: roughly 5,940 residents per square mile, spread over 0.5 sq mi of land.
- Land area rank: Wesleyville's 0.5 square miles rank 708th of 1,013 places in Pennsylvania.
- Share of state population: Wesleyville's 3,148 residents are about 0.1% of Pennsylvania.
- Nationally: Wesleyville is the 6,124th-largest of 19,457 Census places in the dataset.
- Growth in Pennsylvania: Wesleyville stands 749th by percentage change from 2020 to 2023, among 1,013 places.
- Versus Pennsylvania: the state average change is -0.9%, while Wesleyville moved 2.4%.
- Density rank: Wesleyville is the 75th most densely settled place in Pennsylvania.
- Density vs Pennsylvania: Wesleyville's 5,940 people per square mile compare with a state median of 1,990.
- Location: coordinates 42.1369, -80.0123 (US Census Bureau Gazetteer).
- Nearest larger cities: Erie (3 mi); North East (11 mi); Edinboro (19 mi); Corry (24 mi); Conneaut (32 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: McKean (12 mi); Waterford (13 mi); Wattsburg (14 mi).
- Smaller neighbours: 48 places smaller than Wesleyville sit within 50 miles.
- Larger places within 100 miles: 117.
Wesleyville: area, density and distance
Wesleyville's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 5,940 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 294 miles. Counting outward 50 miles, 14 larger communities surround Wesleyville. By land area it ranks 708th of 1,013 Pennsylvania places.
Inside a Wesleyville personal loan
With roughly 3,148 residents, Wesleyville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Wesleyville lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Wesleyville loan is knowable in advance — unlike a revolving card balance.
What to do before borrowing in Wesleyville
For Wesleyville's roughly 3,148 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Make sure the lender appears in the Pennsylvania regulator's licence list.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
The process is identical across Pennsylvania; what changes is your credit file, not the fact that Wesleyville holds 3,148 people.
Where Wesleyville sits in Pennsylvania
Set beside Pennsylvania's 1,013 places, Wesleyville ranks 305th by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Wesleyville stands 749th among Pennsylvania's 1,013 places — roughly the 26th percentile. By density, at about 5,940 people per square mile, it ranks 75th in Pennsylvania. In land area, Wesleyville ranks 708th among Pennsylvania's 1,013 places.
The state rulebook for Wesleyville
These are Pennsylvania's sourced lending facts as they reach Wesleyville's 3,148 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Common questions
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Nearby places
- Erie, PA — population 92,957
- McKean, PA — population 477
- Waterford, PA — population 1,446
- North East, PA — population 4,043
- Wattsburg, PA — population 347
- Mill Village, PA — population 386
- Edinboro, PA — population 5,821
- Union City, PA — population 2,866