Personal loans in Wentworth, MO
From the 2020 Census base to the 2023 estimate, the population rose by about 2.1%. Wentworth is one of 937 Census places in Missouri; its 99 residents put it at 800th.
With roughly 99 residents, Wentworth is a small community, and the lending rules its borrowers live under are written in Missouri, not by the city. Compare APR, not the interest rate, because the APR folds in most fees on a Wentworth loan. To lend to Wentworth's 99 residents, a company must hold a Missouri licence, and each sourced row below names the regulator behind it. For a bigger market, look to Pierce City, MO about 5 miles away.
Borrowing in Wentworth: the local picture
Wentworth is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 99 — Wentworth ranks 800th of 937 communities in Missouri (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 2.1% across the 2020-to-2023 comparison.
- Net change: roughly 2 more people than the 2020 Census counted.
- Size percentile: roughly 15% of Missouri places rank below Wentworth.
- Density: roughly 538 residents per square mile, spread over 0.2 sq mi of land.
- Land area rank: Wentworth's 0.2 square miles rank 817th of 937 places in Missouri.
- Within Missouri: about 0.0% of the state's population lives in Wentworth.
- National rank: Wentworth is the 18,153rd most populous of the 19,457 Census places covered here.
- Growth rank: Wentworth ranks 253rd among Missouri's 937 places for the 2020-to-2023 change.
- Versus Missouri: the state average change is +0.8%, while Wentworth moved 2.1%.
- Density rank: Wentworth places 610th among Missouri's places by people per square mile.
- Against the state median: Wentworth runs about 538 residents per square mile, where the Missouri median is 743.
- Location: 36.9932, -94.0755 (US Census Bureau Gazetteer).
- Nearest larger cities: Pierce City (5 mi); Sarcoxie (6 mi); Monett (10 mi); Newtonia (10 mi); Freistatt (10 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Ritchey (7 mi); Reeds (10 mi); Hoberg (14 mi).
- Smaller places within 50 miles: 15 of them.
- Within 100 miles: 308 places are larger than Wentworth.
Before you apply in Wentworth
Complete these steps first when you borrow in Wentworth (99 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Missouri licence with the regulator listed on this page.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
None of these steps is Wentworth-specific: the same Missouri licensing and disclosure rules reach all 99 residents.
What is available to Wentworth borrowers
Wentworth is a moderately settled community of about 99 people, with 126 larger places inside a 50-mile radius. A Missouri licence lets a lender serve Wentworth without a local office, so branch density does not change what its 99 residents are offered. The nearest bigger place is Pierce City, MO about 5 miles away.
Wentworth: area, density and distance
Wentworth covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 538 residents per square mile. For the state's biggest city, Kansas City, the distance is roughly 150 miles. Wentworth has 126 larger places within a 50-mile radius. By land area it ranks 817th of 937 Missouri places.
The Missouri lending rules that reach Wentworth
This table holds the Missouri rate and licensing rules for consumer loans made to Wentworth's 99 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
Wentworth against the rest of Missouri
Within Missouri, Wentworth holds roughly 0.0% of all residents, the 800th-largest share among 937 places. On the 2020-to-2023 trend, Wentworth stands 253rd among Missouri's 937 places — roughly the 73th percentile. At about 538 people per square mile, Wentworth is the 610th most densely settled place in Missouri. By land area, its 0.2 square miles rank 817th of 937 places in Missouri.
Common questions
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Nearby places
- Pierce City, MO — population 1,265
- Sarcoxie, MO — population 1,389
- Ritchey, MO — population 67
- La Russell, MO — population 134
- Reeds, MO — population 92
- Newtonia, MO — population 212
- Monett, MO — population 10,000
- Stotts City, MO — population 172