Personal loans in Wenonah, IL
Roughly 29 residents live in Wenonah, the 1,289th-largest community in Illinois. A lender serving Wenonah holds a Illinois licence and answers to a Illinois regulator; no city office is involved for its 29 residents.
For a community of about 29, the practical step is to compare APR across at least three lenders before committing. A lender that serves Wenonah operates under Illinois lending statutes and a Illinois supervisor. The trend for Wenonah between 2020 and 2023 is downward by roughly 3.3%. The closest larger place is Nokomis, IL about 1 miles away.
Where Wenonah stands
Set out below is Wenonah's local context next to the state-level rules that reach every lender here.
- Population: the Census counts 29 residents in Wenonah (Vintage 2023 subcounty estimate), the 1,289th-largest figure among Illinois's 1,294 places.
- Population trend: About 3.3% below the 2020 Census base.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: roughly 0% of Illinois's places have fewer residents than Wenonah's 29.
- Population density: about 19 people per square mile (Census land area 1.5 sq mi).
- Land area: Wenonah covers 1.5 square miles, the 574th-largest area among Illinois's 1,294 places.
- State population share: Wenonah accounts for about 0.0% of everyone in Illinois.
- National rank: Wenonah is 19,251st of 19,457 places nationwide.
- Growth rank: Wenonah ranks 993rd among Illinois's 1,294 places for the 2020-to-2023 change.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Wenonah's 3.3%.
- Density in Illinois: Wenonah ranks 1,293rd by people per square mile.
- Density vs Illinois: Wenonah's 19 people per square mile compare with a state median of 993.
- Location: 39.3200 / -89.2880, per the US Census Bureau Gazetteer.
- Nearest larger cities: Nokomis (1 mi); Coalton (3 mi); Ohlman (4 mi); Witt (6 mi); Oconee (10 mi). Larger metros often have more branches, but online lenders reach Wenonah on the same terms.
- Nearest smaller places: Florence (74 mi); Champ (74 mi); Valley City (77 mi).
- Within a 50-mile radius: 0 smaller Census places.
- Within 100 miles: 690 places are larger than Wenonah.
Which Illinois laws govern a loan in Wenonah
The rows below set out what a licensed lender must follow in Illinois, and so for Wenonah's roughly 29 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
The geography behind Wenonah
Inside Wenonah's boundaries lie about 1.5 square miles of land, with no significant water area recorded. With 29 residents, the land area yields roughly 19 people per square mile. The state's population centre of gravity, Chicago, is roughly 193 miles away. A 50-mile radius around Wenonah takes in 167 places that are larger. Within the same 50 miles lie 0 smaller Census places.
The Wenonah borrowing checklist
These steps shape the offer you get in Wenonah, a place of about 29 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Check the Illinois regulator's records to confirm the lender is licensed here.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
What differs between Wenonah and the rest of Illinois is not the process but the borrower's own file, among the 29 people here.
Borrowing reach in Wenonah
Wenonah is a sparsely settled community of about 29 people, with 167 larger places inside a 50-mile radius. What is available to Wenonah's 29 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Nokomis, IL about 1 miles away.
Wenonah's place among Illinois's 1,294 places
Wenonah is the 1,289th-largest of 1,294 Census places in Illinois and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 993rd of 1,294 Illinois places, putting it near the 23th percentile for growth. By density, at about 19 people per square mile, it ranks 1,293rd in Illinois. Within 50 miles sit 0 smaller Census places, alongside the 167 that are larger.
Common questions
What are my options in Wenonah if my credit is poor?
What loan size can I expect in Wenonah?
Do I have to pledge anything to borrow in Wenonah?
Does comparing loans in Wenonah cost me credit score points?
Nearby places
- Nokomis, IL — population 2,091
- Coalton, IL — population 307
- Ohlman, IL — population 108
- Witt, IL — population 764
- Irving, IL — population 365
- Palmer, IL — population 207
- Oconee, IL — population 138
- Owaneco, IL — population 207