Personal loans in Wellfleet, NE
To lend to Wellfleet's 69 residents, a company must hold a Nebraska licence, and each sourced row below names the regulator behind it. Wellfleet is one of 527 Census places in Nebraska; its 69 residents put it at 454th.
Wellfleet is a small community of about 69 residents, and a personal loan taken out here is governed by Nebraska statute. Wellfleet shed about 2.8% of its population between the 2020 base and the 2023 estimate. Rate-shopping from Wellfleet costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Borrowers who want a bigger city can look to Maywood, NE about 9 miles away.
Wellfleet: the sourced local profile
Most of what governs a Wellfleet loan is written in Nebraska law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 69, 454th among Nebraska's 527 places (Vintage 2023).
- Population trend: A decline of about 2.8% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
- Size percentile: about 14% of Nebraska communities are smaller than Wellfleet (69 residents).
- Population density: about 255 people per square mile (Census land area 0.3 sq mi).
- Land area rank: Wellfleet's 0.3 square miles rank 362nd of 527 places in Nebraska.
- State share: roughly 0.0% of Nebraska's residents live in Wellfleet (69 people).
- National rank: Wellfleet sits 18,674th by population among the 19,457 places in this dataset.
- Growth rank: Wellfleet ranks 425th among Nebraska's 527 places for the 2020-to-2023 change.
- Against the state trend: Wellfleet's 2.8% change compares with a Nebraska average of -0.6% across its 527 places.
- Density in Nebraska: Wellfleet ranks 465th by people per square mile.
- Density vs Nebraska: Wellfleet's 255 people per square mile compare with a state median of 830.
- Location: 40.7539 / -100.7318, per the US Census Bureau Gazetteer.
- Nearest larger cities: Maywood (9 mi); Curtis (14 mi); Hayes Center (23 mi); Wallace (23 mi); Maxwell (25 mi). Living near a larger metro rarely changes what is available in Wellfleet.
- Smaller places nearby: Moorefield (18 mi); Stockville (24 mi); Hamlet (37 mi).
- Smaller neighbours: 3 places smaller than Wellfleet sit within 50 miles.
- At 100 miles: 115 larger Census places fall inside that radius.
How Wellfleet compares across Nebraska
Set beside Nebraska's 527 places, Wellfleet ranks 454th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Wellfleet ranks 425th of 527 in Nebraska (about the 19th percentile). Its roughly 255 residents per square mile place it 465th among Nebraska's places. The population moved by about 2 people between 2020 and 2023, a 2.8% shift.
Which Nebraska laws govern a loan in Wellfleet
Every row below records a Nebraska rule, its publisher and its retrieval date — the same rules a Wellfleet lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
How personal loans work in Wellfleet
Wellfleet is a small community of about 69 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Wellfleet loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Wellfleet loan is knowable in advance — unlike a revolving card balance.
Borrowing reach in Wellfleet
Wellfleet is lightly settled, with about 255 people per square mile and 27 larger places within 50 miles. Distance to a branch rarely matters for Wellfleet's 69 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Maywood, NE about 9 miles away.
Wellfleet: area, density and distance
Wellfleet's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 255 people per square mile. Omaha, the largest place in Nebraska, is about 246 miles from Wellfleet. A 50-mile radius around Wellfleet takes in 27 places that are larger. The 100-mile radius contains 115 larger places.
Common questions
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Nearby places
- Maywood, NE — population 268
- Curtis, NE — population 824
- Moorefield, NE — population 27
- North Platte, NE — population 22,523
- Hayes Center, NE — population 223
- Maxwell, NE — population 249
- Stockville, NE — population 22
- Wallace, NE — population 302