Personal loans in Waverly, AL

Verify the lender's Alabama licence against the regulator named below before borrowing in Waverly. Population in Waverly dropped about 2.6% over the three years from 2020 to 2023. To lend to Waverly's 150 residents, a company must hold a Alabama licence, and each sourced row below names the regulator behind it. The nearest larger metro is Camp Hill, AL about 7 miles away.

What the Census records for Waverly

Waverly is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 150, ranked 427th of 462 places in Alabama (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 2.6% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
• Size percentile: roughly 8% of Alabama's places have fewer residents than Waverly's 150.
• Population density: 54 people per square mile on 2.8 square miles of land.
• Land area rank: Waverly's 2.8 square miles rank 337th of 462 places in Alabama.
• Water area rank: Waverly ranks 231st among Alabama's 462 places, with 0.02 sq mi.
• Share of Alabama: Waverly holds about 0.0% of the state's population, some 150 people.
• Nationally: Waverly is the 17,292nd-largest of 19,457 Census places in the dataset.
• Growth in Alabama: Waverly stands 355th by percentage change from 2020 to 2023, among 462 places.
• Against the state trend: Waverly's 2.6% change compares with a Alabama average of +1.0% across its 462 places.
• Density rank: Waverly is the 449th most densely settled place in Alabama.
• Against the state median: Waverly runs about 54 residents per square mile, where the Alabama median is 259.
• Location: the Census Gazetteer records it at 32.7301, -85.5710.
• Nearest larger cities: Camp Hill (7 mi); Loachapoka (9 mi); Auburn (10 mi); Opelika (12 mi); Notasulga (13 mi). Larger metros often have more branches, but online lenders reach Waverly on the same terms.
• Nearest smaller places: Cusseta (16 mi); Five Points (24 mi); Goldville (27 mi).
• Smaller neighbours: 4 places smaller than Waverly sit within 50 miles.
• Within 100 miles: 279 places are larger than Waverly.

How Waverly compares across Alabama

Among Alabama's 462 places, Waverly sits at 427th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Waverly stands 355th among Alabama's 462 places — roughly the 23th percentile. Its roughly 54 residents per square mile place it 449th among Alabama's places. By land area, its 2.8 square miles rank 337th of 462 places in Alabama.

Alabama rules behind a Waverly personal loan

When Alabama does not publish a figure, the row links to the source instead of inventing a number; Waverly is bound by the same rules.

Where Waverly sits

Waverly's land area is about 2.8 square miles; a further 0.02 square miles is water. The resulting density is about 54 people per square mile. Huntsville, the largest place in Alabama, is about 150 miles from Waverly. A 50-mile radius around Waverly takes in 46 places that are larger. The 100-mile radius contains 279 larger places.

What is available to Waverly borrowers

Waverly is sparsely settled, with about 54 people per square mile and 46 larger places within 50 miles. Distance to a branch rarely matters for Waverly's 150 residents: the application is online and the price follows your credit file. The nearest bigger place is Camp Hill, AL about 7 miles away.

Inside a Waverly personal loan

In Waverly, a small community of about 150, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Waverly can be quoted different APRs on the same amount and term. The term you choose in Waverly decides the split between a comfortable payment and the total interest you pay.