Personal loans in Waukee, IA

Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Waukee loan. With 31,645 residents, Waukee outranks about 98% of the communities in Iowa. A lender that serves Waukee operates under Iowa lending statutes and a Iowa supervisor. The trend for Waukee between 2020 and 2023 is upward by roughly 32.1%. A larger market lies at West Des Moines, IA about 6 miles away.

Borrowing in Waukee: the local picture

Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.

• Population: an estimated 31,645 residents, 16th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is positive, near 32.1%.
• Net change: roughly 7,684 more people than the 2020 Census counted.
• Size percentile: roughly 98% of Iowa's places have fewer residents than Waukee's 31,645.
• Population density: about 1,445 people per square mile (Census land area 21.9 sq mi).
• Land area rank: Waukee's 21.9 square miles rank 16th of 940 places in Iowa.
• Water: Waukee holds about 0.10 square miles, the 56th-largest water area in Iowa.
• State share: roughly 1.2% of Iowa's residents live in Waukee (31,645 people).
• Nationally: Waukee is the 1,266th-largest of 19,457 Census places in the dataset.
• Growth rank: Waukee ranks 2nd among Iowa's 940 places for the 2020-to-2023 change.
• Versus Iowa: the state average change is -0.7%, while Waukee moved 32.1%.
• Density rank: Waukee is the 84th most densely settled place in Iowa.
• Density vs Iowa: Waukee's 1,445 people per square mile compare with a state median of 672.
• Location: 41.5905, -93.8828 (Census Gazetteer coordinates).
• Nearest larger cities: West Des Moines (6 mi); Urbandale (6 mi); Des Moines (14 mi); Ankeny (17 mi); Ames (33 mi). Lenders licensed in the state serve Waukee whether or not they keep a local branch.
• Smaller towns nearby: Clive (5 mi); Van Meter (6 mi); Adel (7 mi).
• Smaller neighbours: 128 places smaller than Waukee sit within 50 miles.
• Within 100 miles: 6 places are larger than Waukee.

Inside a Waukee personal loan

Most loans made to Waukee's 31,645 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Waukee's 31,645 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Waukee loan is knowable in advance — unlike a revolving card balance.

Where Waukee sits in Iowa

Set beside Iowa's 940 places, Waukee ranks 16th by population and holds about 1.2% of the state total. On the 2020-to-2023 trend, Waukee stands 2nd among Iowa's 940 places — roughly the 100th percentile. By density, at about 1,445 people per square mile, it ranks 84th in Iowa. In land area, Waukee ranks 16th among Iowa's 940 places.

Borrowing reach in Waukee

Waukee is a moderately settled community of about 31,645 people, with 5 larger places inside a 50-mile radius. Lenders licensed in Iowa reach Waukee's 31,645 residents online, so the nearest branch is not what sets your APR. The nearest larger city, West Des Moines, IA about 6 miles away.

Where Waukee sits

Waukee's land area is about 21.9 square miles; a further 0.10 square miles is water. That land carries about 1,445 people per square mile. Des Moines, the largest place in Iowa, is about 14 miles from Waukee. Counting outward 50 miles, 5 larger communities surround Waukee. Within the same 50 miles lie 128 smaller Census places.

How Iowa law applies in Waukee

Read the table as a lender's compliance picture for Waukee: the rule, the sourced figure, the publisher and the date.