Personal loans in Waterville, WA

Waterville shed about 0.4% of its population between the 2020 base and the 2023 estimate. Waterville is one of 281 Census places in Washington; its 1,128 residents put it at 196th. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Waterville loan. Consumer lending that reaches Waterville's 1,128 residents is governed by Washington statute; no city ordinance changes it. The closest larger city is Entiat, WA about 7 miles away.

Waterville: population, trend and location

Here is the sourced Census picture for Waterville, plus the Washington lending rules that apply to a loan taken out here.

• Population: the Census counts 1,128 residents in Waterville (Vintage 2023 subcounty estimate), the 196th-largest figure among Washington's 281 places.
• Population trend: Down about 0.4% from the 2020 Census base to the 2023 estimate.
• Absolute change: 4 residents lost between 2020 and 2023.
• Size percentile: with 1,128 residents, Waterville is larger than about 30% of Washington's Census places.
• Density: roughly 1,304 residents per square mile, spread over 0.9 sq mi of land.
• By land area: Waterville ranks 216th among Washington's 281 places, at 0.9 sq mi.
• State share: roughly 0.0% of Washington's residents live in Waterville (1,128 people).
• Nationally: Waterville is the 9,767th-largest of 19,457 Census places in the dataset.
• Growth rank: Waterville's 2020-to-2023 change ranks 196th of 281 places in Washington.
• Versus Washington: the state average change is +2.8%, while Waterville moved 0.4%.
• Density rank: Waterville places 162nd among Washington's places by people per square mile.
• Density vs Washington: Waterville's 1,304 people per square mile compare with a state median of 1,518.
• Location: coordinates 47.6480, -120.0707 (US Census Bureau Gazetteer).
• Nearest larger cities: Entiat (7 mi); Chelan (14 mi); East Wenatchee (19 mi); Wenatchee (19 mi); Rock Island (19 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: Mansfield (23 mi); Pateros (29 mi); Coulee City (36 mi).
• Smaller neighbours: 7 places smaller than Waterville sit within 50 miles.
• At 100 miles: 67 larger Census places fall inside that radius.

How personal loans work in Waterville

Most loans made to Waterville's 1,128 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Waterville. The term you choose in Waterville decides the split between a comfortable payment and the total interest you pay.

Borrowing reach in Waterville

Waterville is a moderately settled community of about 1,128 people, with 13 larger places inside a 50-mile radius. Whether Waterville has a local branch or not, a Washington-licensed lender can serve its 1,128 people online on the same terms. For a larger market, the closest option is Entiat, WA about 7 miles away.

How Washington law applies in Waterville

These are Washington's sourced lending facts as they reach Waterville's 1,128 residents; the state has no city-level rate rule.

Where Waterville sits in Washington

Within Washington, Waterville holds roughly 0.0% of all residents, the 196th-largest share among 281 places. Its 2020-to-2023 change ranks 196th of 281 Washington places, putting it near the 30th percentile for growth. At about 1,304 people per square mile, Waterville is the 162nd most densely settled place in Washington. The population moved by about 4 people between 2020 and 2023, a 0.4% shift.

The geography behind Waterville

The Census Gazetteer records about 0.9 square miles of land within Waterville, with no significant water area listed. Spread across it are roughly 1,304 residents per square mile. The largest place in Washington, Seattle, lies about 106 miles away. A 50-mile radius around Waterville takes in 13 places that are larger. Within the same 50 miles lie 7 smaller Census places.