Personal loans in Waterville, MN

Census figures put the 2020-to-2023 increase in Waterville at about 0.1%. Every figure below is Minnesota's own, applied to Waterville's 1,752 residents, with the publisher and retrieval date attached. Begin with the payment, then weigh APR and total interest across the lenders that reach Waterville's 1,752 residents. The next larger city is Janesville, MN about 10 miles away.

Waterville: the sourced local profile

Most of what governs a Waterville loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.

• Population: an estimated 1,752 residents, 281st of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is positive, near 0.1%.
• Change in people: the 2020-to-2023 comparison is a gain of about 2 residents.
• Size percentile: roughly 67% of Minnesota's places have fewer residents than Waterville's 1,752.
• Density: the Census land area of 1.7 sq mi holds about 1,038 people per square mile.
• Land area: Waterville covers 1.7 square miles, the 365th-largest area among Minnesota's 853 places.
• Water: Waterville holds about 0.38 square miles, the 147th-largest water area in Minnesota.
• Share of state population: Waterville's 1,752 residents are about 0.0% of Minnesota.
• National rank: Waterville is 8,120th of 19,457 places nationwide.
• Growth rank: Waterville's 2020-to-2023 change ranks 308th of 853 places in Minnesota.
• Against the state trend: Waterville's 0.1% change compares with a Minnesota average of +0.1% across its 853 places.
• Density rank: Waterville places 258th among Minnesota's places by people per square mile.
• Against the state median: Waterville runs about 1,038 residents per square mile, where the Minnesota median is 607.
• Location: it lies at 44.2219, -93.5726 in the Census Gazetteer.
• Nearest larger cities: Janesville (10 mi); Waseca (10 mi); Le Center (14 mi); Montgomery (15 mi); Faribault (15 mi). A branch is convenient; it is not what sets your APR.
• Smaller places nearby: Elysian (5 mi); Morristown (6 mi); Kilkenny (6 mi).
• Smaller neighbours: 72 places smaller than Waterville sit within 50 miles.
• Larger places within 100 miles: 235.

Lender access in Waterville

Waterville is moderately settled, with about 1,038 people per square mile and 68 larger places within 50 miles. Whether Waterville has a local branch or not, a Minnesota-licensed lender can serve its 1,752 people online on the same terms. For a larger market, the closest option is Janesville, MN about 10 miles away.

Waterville in state context

Set beside Minnesota's 853 places, Waterville ranks 281st by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Waterville ranks 308th of 853 in Minnesota (about the 64th percentile). Its roughly 1,038 residents per square mile place it 258th among Minnesota's places. In land area, Waterville ranks 365th among Minnesota's 853 places.

What a Waterville borrower is actually offered

In Waterville, a small community of about 1,752, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Waterville's 1,752 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Waterville loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Waterville sits

Waterville covers about 1.7 square miles of land, with 0.38 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 1,038 residents per square mile. The largest place in Minnesota, Minneapolis, lies about 53 miles away. Counting outward 50 miles, 68 larger communities surround Waterville. Within the same 50 miles lie 72 smaller Census places.

How Minnesota law applies in Waterville

Read the table as a lender's compliance picture for Waterville: the rule, the sourced figure, the publisher and the date.