Personal loans in Washingtonville, NY

Washingtonville: the sourced local profile

What follows is Washingtonville's place in the Census record, alongside the New York rules that govern a personal loan made here.

• Population: 5,655 — Washingtonville ranks 155th of 595 communities in New York (US Census Bureau, Vintage 2023).
• Population trend: Down about 1.4% from the 2020 Census base to the 2023 estimate.
• Absolute change: 82 residents lost between 2020 and 2023.
• Size percentile: with 5,655 residents, Washingtonville is larger than about 74% of New York's Census places.
• Population density: 2,228 people per square mile on 2.5 square miles of land.
• By land area: Washingtonville ranks 151st among New York's 595 places, at 2.5 sq mi.
• Water: Washingtonville holds about 0.01 square miles, the 281st-largest water area in New York.
• Share of state population: Washingtonville's 5,655 residents are about 0.0% of New York.
• National standing: Washingtonville ranks 4,508th of 19,457 US places.
• Growth rank: Washingtonville ranks 292nd among New York's 595 places for the 2020-to-2023 change.
• Versus New York: the state average change is -1.1%, while Washingtonville moved 1.4%.
• Density rank: Washingtonville places 199th among New York's places by people per square mile.
• Against the state median: Washingtonville runs about 2,228 residents per square mile, where the New York median is 1,515.
• Location: the Census Gazetteer records it at 41.4285, -74.1586.
• Nearest larger cities: Kiryas Joel (6 mi); Woodbury (8 mi); Monroe (8 mi); Newburgh (9 mi); Goshen (9 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller towns nearby: South Blooming Grove (4 mi); Maybrook (5 mi); Cornwall-on-Hudson (7 mi).
• Smaller places within 50 miles: 86 of them.
• At 100 miles: 300 larger Census places fall inside that radius.

Which New York laws govern a loan in Washingtonville

This table holds the New York rate and licensing rules for consumer loans made to Washingtonville's 5,655 residents.

Where Washingtonville sits

Washingtonville covers about 2.5 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). With 5,655 residents, the land area yields roughly 2,228 people per square mile. For the state's biggest city, New York, the distance is roughly 54 miles. A 50-mile radius around Washingtonville takes in 150 places that are larger. The 100-mile radius contains 300 larger places.

How Washingtonville compares across New York

Within New York, Washingtonville holds roughly 0.0% of all residents, the 155th-largest share among 595 places. On the 2020-to-2023 trend, Washingtonville stands 292nd among New York's 595 places — roughly the 51th percentile. By density, at about 2,228 people per square mile, it ranks 199th in New York. Within 50 miles sit 86 smaller Census places, alongside the 150 that are larger.

How lenders reach Washingtonville

With about 2,228 residents per square mile, Washingtonville is fairly dense, and 150 larger Census places sit within 50 miles. Lenders licensed in New York reach Washingtonville's 5,655 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Kiryas Joel, NY about 6 miles away.

What a Washingtonville borrower is actually offered

In Washingtonville, a small town of about 5,655, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Washingtonville's rank of 155th in New York: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Washingtonville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.