Personal loans in Washington, NJ

Washington by the numbers

Only a few things actually differ by place — population, area, location, and the New Jersey rules a lender must follow — and they are below.

• Population: 7,335 people, a figure that places Washington 154th among the 323 Census places in New Jersey (US Census Bureau, Vintage 2023).
• Population trend: A rise of about 0.6% from 2020 to 2023.
• Absolute change: 42 residents added between 2020 and 2023.
• Size percentile: bigger than about 52% of the places in New Jersey, with 7,335 residents in Washington.
• Density: the Census land area of 2.0 sq mi holds about 3,733 people per square mile.
• Land area: Washington covers 2.0 square miles, the 160th-largest area among New Jersey's 323 places.
• State share: roughly 0.2% of New Jersey's residents live in Washington (7,335 people).
• National rank: Washington is the 3,884th most populous of the 19,457 Census places covered here.
• Growth in New Jersey: Washington stands 98th by percentage change from 2020 to 2023, among 323 places.
• Versus New Jersey: the state average change is +0.3%, while Washington moved 0.6%.
• Density rank: Washington is the 147th most densely settled place in New Jersey.
• Density vs New Jersey: Washington's 3,733 people per square mile compare with a state median of 3,448.
• Location: coordinates 40.7585, -74.9832 (US Census Bureau Gazetteer).
• Nearest larger cities: Hackettstown (11 mi); Phillipsburg (11 mi); Easton (13 mi); Wilson (14 mi); East Stroudsburg (20 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller towns nearby: Hampton (4 mi); Glen Gardner (5 mi); Belvidere (7 mi).
• Within a 50-mile radius: 158 smaller Census places.
• At 100 miles: 271 larger Census places fall inside that radius.

Washington's place among New Jersey's 323 places

Among New Jersey's 323 places, Washington sits at 154th for population, a share of roughly 0.2% of the state. For population change between 2020 and 2023, Washington ranks 98th of 323 in New Jersey (about the 70th percentile). Its roughly 3,733 residents per square mile place it 147th among New Jersey's places. Between 2020 and 2023 the count changed by roughly 42 residents.

The Washington borrowing checklist

Before you hand your details to a lender in Washington, where the population is near 7,335:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's New Jersey licence with the regulator listed on this page.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

None of these steps is Washington-specific: the same New Jersey licensing and disclosure rules reach all 7,335 residents.

What is available to Washington borrowers

With about 3,733 residents per square mile, Washington is fairly dense, and 107 larger Census places sit within 50 miles. Lenders licensed in New Jersey reach Washington's 7,335 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Hackettstown, NJ about 11 miles away.

New Jersey rules behind a Washington personal loan

When New Jersey does not publish a figure, the row links to the source instead of inventing a number; Washington is bound by the same rules.

Washington: area, density and distance

The Census Gazetteer records about 2.0 square miles of land within Washington, with no significant water area listed. Spread across it are roughly 3,733 residents per square mile. Newark, the largest place in New Jersey, is about 43 miles from Washington. Washington has 107 larger places within a 50-mile radius. Within the same 50 miles lie 158 smaller Census places.