Personal loans in Warrenton, VA

If you are weighing a personal loan in Warrenton, start from the payment you can carry; its 10,210 residents face the same statewide rules. Decide the purpose of the loan and your repayment plan before sharing any details with a Warrenton lender. Every figure below is Virginia's own, applied to Warrenton's 10,210 residents, with the publisher and retrieval date attached. A larger market lies at Manassas, VA about 17 miles away.

The Warrenton data picture

Two layers matter for a Warrenton borrower: the local population picture and Virginia's consumer-lending statutes.

• Population: about 10,210, ranked 39th of 227 places in Virginia (Census Vintage 2023 subcounty estimate).
• Population trend: Up about 1.5% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 154 more people than the 2020 Census counted.
• Size percentile: roughly 83% of Virginia's places have fewer residents than Warrenton's 10,210.
• Population density: 2,331 people per square mile on 4.4 square miles of land.
• By land area: Warrenton ranks 67th among Virginia's 227 places, at 4.4 sq mi.
• Share of Virginia: Warrenton holds about 0.3% of the state's population, some 10,210 people.
• Nationally: Warrenton is the 3,114th-largest of 19,457 Census places in the dataset.
• Growth rank: Warrenton's 2020-to-2023 change ranks 58th of 227 places in Virginia.
• State comparison: Virginia's places average -0.0% for 2020-to-2023, against Warrenton's 1.5%.
• Density rank: Warrenton is the 31st most densely settled place in Virginia.
• Density in context: Warrenton's 2,331 people per square mile sit against a Virginia median of 823.
• Location: latitude 38.7178, longitude -77.7973 (Census Gazetteer).
• Nearest larger cities: Manassas (17 mi); Manassas Park (19 mi); Culpeper (20 mi); Front Royal (25 mi); Herndon (28 mi). Larger metros often have more branches, but online lenders reach Warrenton on the same terms.
• Nearest smaller towns: The Plains (10 mi); Haymarket (11 mi); Remington (13 mi).
• Smaller neighbours: 76 places smaller than Warrenton sit within 50 miles.
• Larger places within 100 miles: 41.

How a Warrenton personal loan is priced

In Warrenton, a small town of about 10,210, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Warrenton's rank of 39th in Virginia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Warrenton loan but raises total interest, so the smallest payment is not the cheapest loan.

Warrenton's place among Virginia's 227 places

Warrenton is the 39th-largest of 227 Census places in Virginia and contains about 0.3% of the state's people. Its 2020-to-2023 change ranks 58th of 227 Virginia places, putting it near the 74th percentile for growth. By density, at about 2,331 people per square mile, it ranks 31st in Virginia. In land area, Warrenton ranks 67th among Virginia's 227 places.

Lender access in Warrenton

Warrenton is fairly dense, with about 2,331 people per square mile and 18 larger places within 50 miles. What is available to Warrenton's 10,210 borrowers is set by Virginia licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Manassas, VA about 17 miles away.

The geography behind Warrenton

Warrenton's land area is roughly 4.4 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 2,331 people per square mile. For the state's biggest city, Virginia Beach, the distance is roughly 165 miles. Within 50 miles of Warrenton there are 18 larger Census places. Within the same 50 miles lie 76 smaller Census places.

Which Virginia laws govern a loan in Warrenton

These are Virginia's sourced lending facts as they reach Warrenton's 10,210 residents; the state has no city-level rate rule.